60042
ZIPSAFMR
McHenry County, IL
BRFMR
Eff. Rent
0 BR$1,870$1,640
1 BR$2,000$1,750
2 BR$2,250$1,920
3 BR$2,900$2,390
4 BR$3,350$3,160
5 BR$3,852
6 BR$4,430
7 BR$5,095
8 BR$5,859

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.14ratio
FMR$1,870
Market$1,640
vs market+$230

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.14
1 BR
1 BR
1.14ratio
FMR$2,000
Market$1,750
vs market+$250

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.14
2 BR
2 BR
1.17ratio
FMR$2,250
Market$1,920
vs market+$330

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.17
3 BR
3 BR
1.21ratio
FMR$2,900
Market$2,390
vs market+$510

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.21
4 BR
4 BR
1.06ratio
FMR$3,350
Market$3,160
vs market+$190

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.06
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$272,433
Rent
$2,250
Down payment
$54,487
Loan
$217,946
Mortgage
$1,378
Expenses
$672
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 60042 (IL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.