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McHenry County, IL
CountySAFMR
Found 27 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$810 – $2,220▼$990 – $2,080
1 BR$890 – $2,370▼$1,100 – $2,080
2 BR$1,170 – $2,670▼$1,320 – $2,660
3 BR$1,550 – $3,440▼$1,700 – $3,020
4 BR$1,590 – $3,980▼$1,950 – $3,490
5 BR$2,829▼—
6 BR$3,253▼—
7 BR$3,741▼—
8 BR$4,303▼—

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
0.58ratio
FMR$1,100
Market$1,910
vs market-$810

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 2 ZIPs
0.65ratio range
Median FMR$1,135
Median Market$1,745
vs market-$610

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
Studio· 2 ZIPs
0.83–0.84ratio range
Median FMR$1,695
Median Market$2,035
vs market-$340

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
Studio· 3 ZIPs
0.87–0.89ratio range
Median FMR$1,250
Median Market$1,420
vs market-$170

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
Studio· 1 ZIP
0.91ratio
FMR$1,500
Market$1,650
vs market-$150

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 2 ZIPs
0.96–0.98ratio range
Median FMR$1,310
Median Market$1,350
vs market-$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
Studio· 2 ZIPs
1.01ratio range
Median FMR$1,545
Median Market$1,525
vs market+$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
Studio· 3 ZIPs
1.04–1.05ratio range
Median FMR$1,360
Median Market$1,300
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
Studio· 1 ZIP
1.07ratio
FMR$2,220
Market$2,080
vs market+$140

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 2 ZIPs
1.12–1.14ratio range
Median FMR$1,805
Median Market$1,600
vs market+$205

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
Studio· 2 ZIPs
1.27–1.30ratio range
Median FMR$1,795
Median Market$1,395
vs market+$400

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
Studio· 2 ZIPs
1.37–1.45ratio range
Median FMR$1,955
Median Market$1,380
vs market+$575

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
0.58–1.45
1 BR
1 BR· 1 ZIP
0.63ratio
FMR$1,100
Market$1,740
vs market-$640

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.70ratio
FMR$1,420
Market$2,040
vs market-$620

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 2 ZIPs
0.82ratio range
Median FMR$1,180
Median Market$1,440
vs market-$260

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
1 BR· 4 ZIPs
0.87–0.89ratio range
Median FMR$1,410
Median Market$1,605
vs market-$195

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4
1 BR· 2 ZIPs
0.95–0.96ratio range
Median FMR$1,385
Median Market$1,450
vs market-$65

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
1 BR· 4 ZIPs
0.99–1.01ratio range
Median FMR$1,695
Median Market$1,675
vs market+$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
1 BR· 2 ZIPs
1.04–1.05ratio range
Median FMR$1,535
Median Market$1,470
vs market+$65

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
1 BR· 1 ZIP
1.09ratio
FMR$1,860
Market$1,710
vs market+$150

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 2 ZIPs
1.14ratio range
Median FMR$2,185
Median Market$1,915
vs market+$270

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
1 BR· 2 ZIPs
1.17ratio range
Median FMR$1,920
Median Market$1,640
vs market+$280

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
1 BR· 1 ZIP
1.21ratio
FMR$1,810
Market$1,500
vs market+$310

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 1 ZIP
1.38ratio
FMR$2,370
Market$1,720
vs market+$650

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.63–1.38
2 BR
2 BR· 1 ZIP
0.75ratio
FMR$1,440
Market$1,930
vs market-$490

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 3 ZIPs
0.78–0.81ratio range
Median FMR$1,500
Median Market$1,890
vs market-$390

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
2 BR· 4 ZIPs
0.82–0.84ratio range
Median FMR$1,525
Median Market$1,840
vs market-$315

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4
2 BR· 4 ZIPs
0.89–0.90ratio range
Median FMR$1,780
Median Market$1,995
vs market-$215

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4
2 BR· 2 ZIPs
0.91–0.94ratio range
Median FMR$1,765
Median Market$1,905
vs market-$140

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
2 BR· 3 ZIPs
0.99–1.00ratio range
Median FMR$2,000
Median Market$2,020
vs market-$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
2 BR· 3 ZIPs
1.03–1.05ratio range
Median FMR$2,100
Median Market$2,000
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
2 BR· 1 ZIP
1.10ratio
FMR$2,420
Market$2,210
vs market+$210

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 1 ZIP
1.17ratio
FMR$2,250
Market$1,920
vs market+$330

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2 BR· 1 ZIP
1.22ratio
FMR$2,670
Market$2,190
vs market+$480

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.75–1.22
3 BR
3 BR· 1 ZIP
0.76ratio
FMR$1,930
Market$2,540
vs market-$610

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 3 ZIPs
0.84–0.85ratio range
Median FMR$1,940
Median Market$2,270
vs market-$330

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
3 BR· 1 ZIP
0.89ratio
FMR$2,120
Market$2,370
vs market-$250

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 3 ZIPs
0.90–0.92ratio range
Median FMR$1,910
Median Market$2,110
vs market-$200

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
3 BR· 5 ZIPs
0.94–0.97ratio range
Median FMR$2,110
Median Market$2,210
vs market-$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

5
3 BR· 2 ZIPs
1.00–1.02ratio range
Median FMR$2,510
Median Market$2,480
vs market+$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 1 ZIP
1.03ratio
FMR$2,500
Market$2,420
vs market+$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 1 ZIP
1.08ratio
FMR$2,210
Market$2,050
vs market+$160

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 3 ZIPs
1.10–1.14ratio range
Median FMR$2,700
Median Market$2,400
vs market+$300

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3
3 BR· 1 ZIP
1.17ratio
FMR$2,790
Market$2,380
vs market+$410

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.21ratio
FMR$2,900
Market$2,390
vs market+$510

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.28ratio
FMR$3,120
Market$2,440
vs market+$680

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.31ratio
FMR$3,440
Market$2,620
vs market+$820

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.76–1.31
4 BR
4 BR· 1 ZIP
0.74ratio
FMR$2,230
Market$3,020
vs market-$790

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 1 ZIP
0.86ratio
FMR$2,200
Market$2,570
vs market-$370

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 3 ZIPs
0.91–0.93ratio range
Median FMR$2,250
Median Market$2,480
vs market-$230

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
4 BR· 4 ZIPs
0.94–0.98ratio range
Median FMR$2,495
Median Market$2,595
vs market-$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
4 BR· 2 ZIPs
1.00–1.01ratio range
Median FMR$2,415
Median Market$2,410
vs market+$5

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 1 ZIP
1.02ratio
FMR$2,890
Market$2,820
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 2 ZIPs
1.06–1.07ratio range
Median FMR$3,090
Median Market$2,905
vs market+$185

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 6 ZIPs
1.10–1.15ratio range
Median FMR$3,030
Median Market$2,710
vs market+$320

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

6
4 BR· 2 ZIPs
1.18–1.20ratio range
Median FMR$3,605
Median Market$3,030
vs market+$575

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 1 ZIP
1.21ratio
FMR$3,600
Market$2,970
vs market+$630

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.74–1.21
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for McHenry County, IL (IL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
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