63053
ZIPSAFMR
Jefferson County, MO
BRFMR
Eff. Rent
0 BR$850$940
1 BR$880$970
2 BR$1,080$1,190
3 BR$1,400$1,540
4 BR$1,610$1,770
5 BR$1,851
6 BR$2,129
7 BR$2,449
8 BR$2,816

Purchase Price Calculator

Maximum purchase price
$114,917

Cost breakdown

+Likely effective rent$1,190
HUD FMR$1,080
Market rent$1,830
Est. payment standard (110%)Used$1,190
Estimated payment standard is $1,190 (110% of FMR).
-Principal and interest-$581
Loan amount$91,934
Down payment$22,983
Rate6.50%
Term30 years
-Operating costs-$409
Property taxes-$115
Insurance-$175
Utilities$0
HOA$0
Management-$119
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,330(84.1% ROI)
Projected value
$123,753
Current value$114,917
Return breakdown
Property appreciation+$8,836
Loan principal paid down+$3,294
Rental cash flow+$7,200
5-year hold
+$32,975(143.5% ROI)
Projected value
$130,018
Current value$114,917
Return breakdown
Property appreciation+$15,101
Loan principal paid down+$5,874
Rental cash flow+$12,000
10-year hold
+$70,182(305.4% ROI)
Projected value
$147,103
Current value$114,917
Return breakdown
Property appreciation+$32,186
Loan principal paid down+$13,996
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.60ratio
FMR$850
Market$1,420
vs market-$570

FMR is below market; voucher rent may lag private rents.

90% standard$765 / 0.54 ratio110% standard$935 / 0.66 ratio
0.60
1 BR
1 BR
0.69ratio
FMR$880
Market$1,270
vs market-$390

FMR is below market; voucher rent may lag private rents.

90% standard$792 / 0.62 ratio110% standard$968 / 0.76 ratio
0.69
2 BR
2 BR
0.59ratio
FMR$1,080
Market$1,830
vs market-$750

FMR is below market; voucher rent may lag private rents.

90% standard$972 / 0.53 ratio110% standard$1,188 / 0.65 ratio
0.59
3 BR
3 BR
0.70ratio
FMR$1,400
Market$1,990
vs market-$590

FMR is below market; voucher rent may lag private rents.

90% standard$1,260 / 0.63 ratio110% standard$1,540 / 0.77 ratio
0.70
4 BR
4 BR
0.72ratio
FMR$1,610
Market$2,250
vs market-$640

FMR is below market; voucher rent may lag private rents.

90% standard$1,449 / 0.64 ratio110% standard$1,771 / 0.79 ratio
0.72
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 63053 (MO) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

63053 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 63053 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,080 and the 4 bedroom fair market rent is $1,610.

Use this page for searches like 63053 FMR, 63053 fair market rent, and 63053 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 63053
Bedroom sizeHUD FMR
Studio$850
1 bedroom$880
2 bedroom$1,080
3 bedroom$1,400
4 bedroom$1,610