63304
ZIPSAFMR
St. Charles County, MO
BRFMR
Eff. Rent
0 BR$1,360$1,360
1 BR$1,410$1,410
2 BR$1,730$1,730
3 BR$2,230$2,230
4 BR$2,570$2,570
5 BR$2,955
6 BR$3,399
7 BR$3,909
8 BR$4,495

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.95ratio
FMR$1,360
Market$1,430
vs market-$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.95
1 BR
1 BR
0.95ratio
FMR$1,410
Market$1,480
vs market-$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.95
2 BR
2 BR
0.94ratio
FMR$1,730
Market$1,840
vs market-$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.94
3 BR
3 BR
1.00ratio
FMR$2,230
Market$2,240
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.00
4 BR
4 BR
1.00ratio
FMR$2,570
Market$2,570
vs market+$0

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.00
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$195,161
Rent
$1,730
Down payment
$39,032
Loan
$156,129
Mortgage
$987
Expenses
$543
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 63304 (MO) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.