Home/MO/St. Charles County
St. Charles County, MO
CountySAFMR
Found 18 ZIPs
BRFMR
Eff. Rent
0 BR$820 – $1,370$890 – $1,370
1 BR$860 – $1,430$850 – $1,430
2 BR$1,050 – $1,750$1,080 – $1,750
3 BR$1,350 – $2,250$1,570 – $2,080
4 BR$1,560 – $2,600$1,810 – $2,570
5 BR$2,427
6 BR$2,790
7 BR$3,209
8 BR$3,690

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
0.49ratio
FMR$1,080
Market$2,190
vs market-$1,110

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 2 ZIPs
0.69–0.71ratio range
Median FMR$1,085
Median Market$1,545
vs market-$460

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
Studio· 3 ZIPs
0.77–0.79ratio range
Median FMR$1,060
Median Market$1,350
vs market-$290

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
Studio· 2 ZIPs
0.84–0.85ratio range
Median FMR$1,275
Median Market$1,510
vs market-$235

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
Studio· 2 ZIPs
0.87ratio range
Median FMR$1,110
Median Market$1,270
vs market-$160

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
Studio· 1 ZIP
0.92ratio
FMR$820
Market$890
vs market-$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 2 ZIPs
0.95–0.96ratio range
Median FMR$1,265
Median Market$1,325
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
0.49–0.96
1 BR
1 BR· 1 ZIP
0.53ratio
FMR$1,130
Market$2,150
vs market-$1,020

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.65ratio
FMR$1,000
Market$1,540
vs market-$540

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 2 ZIPs
0.75–0.77ratio range
Median FMR$1,135
Median Market$1,500
vs market-$365

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
1 BR· 2 ZIPs
0.77–0.81ratio range
Median FMR$1,265
Median Market$1,595
vs market-$330

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
1 BR· 4 ZIPs
0.82–0.85ratio range
Median FMR$1,190
Median Market$1,435
vs market-$245

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4
1 BR· 1 ZIP
0.92ratio
FMR$1,370
Market$1,490
vs market-$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 1 ZIP
0.95ratio
FMR$1,410
Market$1,480
vs market-$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 1 ZIP
1.01ratio
FMR$860
Market$850
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.53–1.01
2 BR
2 BR· 1 ZIP
0.64ratio
FMR$1,380
Market$2,150
vs market-$770

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 1 ZIP
0.68ratio
FMR$1,380
Market$2,020
vs market-$640

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 1 ZIP
0.71ratio
FMR$1,220
Market$1,720
vs market-$500

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 1 ZIP
0.77ratio
FMR$1,350
Market$1,760
vs market-$410

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 1 ZIP
0.79ratio
FMR$1,390
Market$1,750
vs market-$360

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 2 ZIPs
0.84–0.86ratio range
Median FMR$1,530
Median Market$1,805
vs market-$275

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
2 BR· 4 ZIPs
0.87–0.88ratio range
Median FMR$1,550
Median Market$1,775
vs market-$225

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4
2 BR· 2 ZIPs
0.94–0.97ratio range
Median FMR$1,390
Median Market$1,460
vs market-$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
0.64–0.97
3 BR
3 BR· 1 ZIP
0.68ratio
FMR$1,570
Market$2,310
vs market-$740

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 1 ZIP
0.73ratio
FMR$1,350
Market$1,860
vs market-$510

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 1 ZIP
0.78ratio
FMR$1,780
Market$2,270
vs market-$490

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 3 ZIPs
0.82–0.85ratio range
Median FMR$1,780
Median Market$2,110
vs market-$330

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
3 BR· 3 ZIPs
0.88–0.89ratio range
Median FMR$1,830
Median Market$2,080
vs market-$250

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
3 BR· 1 ZIP
0.91ratio
FMR$2,020
Market$2,230
vs market-$210

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 2 ZIPs
1.00ratio range
Median FMR$2,240
Median Market$2,250
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
3 BR· 1 ZIP
1.04ratio
FMR$2,160
Market$2,080
vs market+$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.68–1.04
4 BR
4 BR· 1 ZIP
0.65ratio
FMR$1,810
Market$2,780
vs market-$970

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 1 ZIP
0.75ratio
FMR$1,560
Market$2,070
vs market-$510

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 5 ZIPs
0.78–0.81ratio range
Median FMR$2,070
Median Market$2,640
vs market-$570

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

5
4 BR· 2 ZIPs
0.83–0.84ratio range
Median FMR$2,135
Median Market$2,560
vs market-$425

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 1 ZIP
0.90ratio
FMR$2,340
Market$2,600
vs market-$260

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 2 ZIPs
0.98–1.00ratio range
Median FMR$2,535
Median Market$2,560
vs market-$25

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 1 ZIP
1.05ratio
FMR$2,600
Market$2,470
vs market+$130

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.65–1.05
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for St. Charles County, MO (MO) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.