County Median Investment Score
96Above average
| BR | FMR | Eff. Rent | 3Y CAGR |
|---|---|---|---|
| 0 BR | $930 – $1,560▲ | $890 – $1,680 | 5.6% |
| 1 BR | $970 – $1,620▲ | $850 – $1,720 | 5.4% |
| 2 BR | $1,180 – $1,980▲ | $1,080 – $2,010 | 4.8% |
| 3 BR | $1,510 – $2,540▲ | $1,510 – $2,260 | 4.5% |
| 4 BR | $1,750 – $2,930▲ | $1,750 – $2,620 | 4.3% |
| 5 BR | $2,703▲ | —Not available | 4.3% |
| 6 BR | $3,108▲ | —Not available | 4.3% |
| 7 BR | $3,574▲ | —Not available | 4.3% |
| 8 BR | $4,110▲ | —Not available | 4.3% |
Public Housing Authority
Rolodex
Market Alignment
FMR is below market; voucher rent may lag private rents.
FMR is below market; voucher rent may lag private rents.
FMR is below market; voucher rent may lag private rents.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is above market; underwrite to market rent.
FMR is below market; voucher rent may lag private rents.
FMR is below market; voucher rent may lag private rents.
FMR is below market; voucher rent may lag private rents.
FMR is below market; voucher rent may lag private rents.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is above market; underwrite to market rent.
FMR is below market; voucher rent may lag private rents.
FMR is below market; voucher rent may lag private rents.
FMR is below market; voucher rent may lag private rents.
FMR is below market; voucher rent may lag private rents.
FMR is below market; voucher rent may lag private rents.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is above market; underwrite to market rent.
FMR is below market; voucher rent may lag private rents.
FMR is below market; voucher rent may lag private rents.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is above market; underwrite to market rent.
FMR is above market; underwrite to market rent.
FMR is below market; voucher rent may lag private rents.
FMR is below market; voucher rent may lag private rents.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is above market; underwrite to market rent.
FMR is above market; underwrite to market rent.
- FMR
- FY2027
- Market rent
- last ~365 days
- Property value
- --
- Tax rate
- --
- Mortgage rate
- --
St. Charles County, MO fair market rent, FY 2027
For FY 2027, HUD's two-bedroom Small Area Fair Market Rent across the 18 ZIP codes in St. Charles County, MO ranges from $1,180 to $1,980 a month, with a median of $1,590. That is up 12.0% from $1,420 in FY 2026. St. Charles County is in the St. Louis, MO-IL HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Missouri is $962, so St. Charles County is 65% above it.
FY 2027 rent by bedroom
| Bedrooms | FY 2026 | FY 2027 | Change | 90–110% range |
|---|---|---|---|---|
| Studio | $1,110 | $1,250 | +12.6% | $1,125–$1,375 |
| 1BR | $1,160 | $1,300 | +12.1% | $1,170–$1,430 |
| 2BR | $1,420 | $1,590 | +12.0% | $1,431–$1,749 |
| 3BR | $1,830 | $2,040 | +11.5% | $1,836–$2,244 |
| 4BR | $2,110 | $2,350 | +11.4% | $2,115–$2,585 |
Fair market rent history, FY 2023–2027
| Fiscal year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY 2027 | $1,250 | $1,300 | $1,590 | $2,040 | $2,350 |
| FY 2026 | $1,110 | $1,160 | $1,420 | $1,830 | $2,110 |
| FY 2025 | $1,085 | $1,125 | $1,385 | $1,795 | $2,065 |
| FY 2024 | $1,060 | $1,110 | $1,380 | $1,790 | $2,070 |
| FY 2023 | $850 | $910 | $1,140 | $1,480 | $1,730 |
Two-bedroom rent by ZIP code
| ZIP code | 2 bedroom | vs. median |
|---|---|---|
| 63348 | $1,980 | +24.5% |
| 63304 | $1,960 | +23.3% |
| 63367 | $1,900 | +19.5% |
| 63368 | $1,760 | +10.7% |
| 63341 | $1,750 | +10.1% |
| 63303 | $1,680 | +5.7% |
| 63332 | $1,680 | +5.7% |
| 63302 | $1,590 | 0.0% |
| 63338 | $1,590 | 0.0% |
| 63346 | $1,590 | 0.0% |
| 63365 | $1,540 | −3.1% |
| 63366 | $1,540 | −3.1% |
| 63385 | $1,540 | −3.1% |
| 63376 | $1,490 | −6.3% |
| 63386 | $1,410 | −11.3% |
| 63301 | $1,400 | −11.9% |
| 63373 | $1,320 | −17.0% |
| 63357 | $1,180 | −25.8% |
Questions about St. Charles County, MO rents
How much will Section 8 pay for a two-bedroom in St. Charles County, MO?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,590, that basic range is $1,431 to $1,749 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is St. Charles County, MO in?
St. Charles County, MO is in the St. Louis, MO-IL HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.
How much did fair market rent change in St. Charles County, MO for FY 2027?
The two-bedroom FMR rose 12.0%, from $1,420 in FY 2026 to $1,590 in FY 2027. Since FY 2023 it has risen 39.5%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set