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63348

ZIPSAFMR
Lincoln County, MO

ZIP Investment Score

93Below average

095130300
BRFMR
Eff. Rent
0 BR$1,560$1,680
1 BR$1,620$1,720
2 BR$1,980$2,010
3 BR$2,540$2,260
4 BR$2,930$2,470
5 BR$3,369Not available
6 BR$3,875Not available
7 BR$4,456Not available
8 BR$5,125Not available

Purchase Price Calculator

Maximum purchase price
$236,769

Cost breakdown

+Likely effective rent$2,010
HUD FMR$1,980
Market rent$2,020
Est. payment standard (101%)Used$2,010
-Principal and interest-$1,197
Loan amount$189,415
Down payment$47,354
Rate6.50%
Term30 years
-Operating costs-$613
Property taxes-$237
Insurance-$175
Utilities$0
HOA$0
Management-$201
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,192(68.0% ROI)
Projected value
$254,974
Return breakdown
Property appreciation+$18,205
Loan principal paid down+$6,786
Rental cash flow+$7,200
5-year hold
+$55,215(116.6% ROI)
Projected value
$267,882
Return breakdown
Property appreciation+$31,113
Loan principal paid down+$12,102
Rental cash flow+$12,000
10-year hold
+$119,152(251.6% ROI)
Projected value
$303,084
Return breakdown
Property appreciation+$66,315
Loan principal paid down+$28,836
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.89
1 BR
0.92
2 BR
0.98
3 BR
1.12
4 BR
1.19
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 63348 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 63348 (Foristell, MO) is $1,980 a month. That is up 13.1% from $1,750 in FY 2026. Foristell is in the St. Louis, MO-IL HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 17 ZIP codes in Lincoln County, 63348 has the highest two-bedroom rent (county range $960–$1,980). The median county two-bedroom FMR in Missouri is $962, so ZIP 63348 is 106% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 63348
BedroomsFY 2027Change90–110% range
Studio$1,560+13.9%$1,404–$1,716
1BR$1,620+13.3%$1,458–$1,782
2BR$1,980+13.1%$1,782–$2,178
3BR$2,540+12.9%$2,286–$2,794
4BR$2,930+12.7%$2,637–$3,223

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 63348
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,560$1,620$1,980$2,540$2,930
FY 2026$1,370$1,430$1,750$2,250$2,600
FY 2025$1,420$1,470$1,820$2,350$2,700
FY 2024$1,240$1,300$1,620$2,100$2,440
FY 2023$910$970$1,220$1,580$1,850

Two-bedroom rent in nearby Lincoln County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 63348
63333$1,070−46.0%
63334$1,010−49.0%
63343$1,200−39.4%
63344$1,120−43.4%
63347$1,100−44.4%
63348Current$1,980—
63349$1,150−41.9%
63359$960−51.5%
63362$1,350−31.8%
63369$1,460−26.3%
63377$1,070−46.0%
63379$1,230−37.9%

Questions about ZIP 63348 rents

How much will Section 8 pay for a two-bedroom in ZIP 63348?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,980, that basic range is $1,782 to $2,178 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 63348 in?

ZIP 63348 is in the St. Louis, MO-IL HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 63348 for FY 2027?

The two-bedroom FMR rose 13.1%, from $1,750 in FY 2026 to $1,980 in FY 2027. Since FY 2023 it has risen 62.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set