63365
ZIPSAFMR
St. Charles County, MO
BRFMR
Eff. Rent
0 BR$1,080$1,080
1 BR$1,130$1,130
2 BR$1,380$1,380
3 BR$1,780$1,780
4 BR$2,050$2,050
5 BR$2,358
6 BR$2,711
7 BR$3,118
8 BR$3,585

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.49ratio
FMR$1,080
Market$2,190
vs market-$1,110

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.49
1 BR
1 BR
0.53ratio
FMR$1,130
Market$2,150
vs market-$1,020

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.53
2 BR
2 BR
0.64ratio
FMR$1,380
Market$2,150
vs market-$770

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.64
3 BR
3 BR
0.78ratio
FMR$1,780
Market$2,270
vs market-$490

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.78
4 BR
4 BR
0.78ratio
FMR$2,050
Market$2,640
vs market-$590

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.78
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$143,151
Rent
$1,380
Down payment
$28,630
Loan
$114,521
Mortgage
$724
Expenses
$456
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 63365 (MO) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.