65775
ZIPSAFMR
Oregon County, MO
BRFMR
Eff. Rent
0 BR$640$540
1 BR$710$560
2 BR$930$570
3 BR$1,280$610
4 BR$1,560$570
5 BR$1,794
6 BR$2,063
7 BR$2,373
8 BR$2,728

Purchase Price Calculator

Maximum purchase price
$22,785

Cost breakdown

+Likely effective rent$570
HUD FMR$930
Market rentUsed$570
Est. payment standard (90%)$840
Market rent is below the inferred standard ($840, 90% of FMR).
-Principal and interest-$115
Loan amount$18,228
Down payment$4,557
Rate6.50%
Term30 years
-Operating costs-$255
Property taxes-$23
Insurance-$175
Utilities$0
HOA$0
Management-$57
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$9,605(210.8% ROI)
Projected value
$24,537
Current value$22,785
Return breakdown
Property appreciation+$1,752
Loan principal paid down+$653
Rental cash flow+$7,200
5-year hold
+$16,159(354.6% ROI)
Projected value
$25,779
Current value$22,785
Return breakdown
Property appreciation+$2,994
Loan principal paid down+$1,165
Rental cash flow+$12,000
10-year hold
+$33,157(727.6% ROI)
Projected value
$29,167
Current value$22,785
Return breakdown
Property appreciation+$6,382
Loan principal paid down+$2,775
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.19ratio
FMR$640
Market$540
vs market+$100

FMR is above market; underwrite to market rent.

90% standard$576 / 1.07 ratio110% standard$704 / 1.30 ratio
1.19
1 BR
1 BR
1.27ratio
FMR$710
Market$560
vs market+$150

FMR is above market; underwrite to market rent.

90% standard$639 / 1.14 ratio110% standard$781 / 1.39 ratio
1.27
2 BR
2 BR
1.63ratio
FMR$930
Market$570
vs market+$360

FMR is above market; underwrite to market rent.

1.63
3 BR
3 BR
2.10ratio
FMR$1,280
Market$610
vs market+$670

FMR is above market; underwrite to market rent.

2.10
4 BR
4 BR
2.74ratio
FMR$1,560
Market$570
vs market+$990

FMR is above market; underwrite to market rent.

2.74
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 65775 (MO) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

65775 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 65775 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $930 and the 4 bedroom fair market rent is $1,560.

Use this page for searches like 65775 FMR, 65775 fair market rent, and 65775 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 65775
Bedroom sizeHUD FMR
Studio$640
1 bedroom$710
2 bedroom$930
3 bedroom$1,280
4 bedroom$1,560