68197
ZIPSAFMR
Douglas County, NE
BRFMR
Eff. Rent
0 BR$1,090$950
1 BR$1,150$1,040
2 BR$1,370$1,430
3 BR$1,820$1,750
4 BR$2,050$1,900
5 BR$2,358
6 BR$2,711
7 BR$3,118
8 BR$3,585

Purchase Price Calculator

Maximum purchase price
$150,581

Cost breakdown

+Likely effective rent$1,430
HUD FMR$1,370
Market rent$1,470
Est. payment standard (105%)Used$1,430
Estimated payment standard is $1,430 (105% of FMR).
-Principal and interest-$761
Loan amount$120,465
Down payment$30,116
Rate6.50%
Term30 years
-Operating costs-$469
Property taxes-$151
Insurance-$175
Utilities$0
HOA$0
Management-$143
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,094(76.7% ROI)
Projected value
$162,159
Current value$150,581
Return breakdown
Property appreciation+$11,578
Loan principal paid down+$4,316
Rental cash flow+$7,200
5-year hold
+$39,484(131.1% ROI)
Projected value
$170,368
Current value$150,581
Return breakdown
Property appreciation+$19,788
Loan principal paid down+$7,697
Rental cash flow+$12,000
10-year hold
+$84,515(280.6% ROI)
Projected value
$192,756
Current value$150,581
Return breakdown
Property appreciation+$42,175
Loan principal paid down+$18,339
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.15ratio
FMR$1,090
Market$950
vs market+$140

FMR is above market; underwrite to market rent.

90% standard$981 / 1.03 ratio110% standard$1,199 / 1.26 ratio
1.15
1 BR
1 BR
1.11ratio
FMR$1,150
Market$1,040
vs market+$110

FMR is above market; underwrite to market rent.

90% standard$1,035 / 1.00 ratio110% standard$1,265 / 1.22 ratio
1.11
2 BR
2 BR
0.93ratio
FMR$1,370
Market$1,470
vs market-$100

FMR is near market; voucher and private rents are aligned.

90% standard$1,233 / 0.84 ratio110% standard$1,507 / 1.03 ratio
0.93
3 BR
3 BR
1.04ratio
FMR$1,820
Market$1,750
vs market+$70

FMR is near market; voucher and private rents are aligned.

90% standard$1,638 / 0.94 ratio110% standard$2,002 / 1.14 ratio
1.04
4 BR
4 BR
1.08ratio
FMR$2,050
Market$1,900
vs market+$150

FMR is near market; voucher and private rents are aligned.

90% standard$1,845 / 0.97 ratio110% standard$2,255 / 1.19 ratio
1.08
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 68197 (NE) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

68197 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 68197 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,370 and the 4 bedroom fair market rent is $2,050.

Use this page for searches like 68197 FMR, 68197 fair market rent, and 68197 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 68197
Bedroom sizeHUD FMR
Studio$1,090
1 bedroom$1,150
2 bedroom$1,370
3 bedroom$1,820
4 bedroom$2,050