72127
ZIPSAFMR
Conway County, AR
BRFMR
Eff. Rent
0 BR$610$670
1 BR$670$740
2 BR$880$820
3 BR$1,220$870
4 BR$1,450$910
5 BR$1,667
6 BR$1,918
7 BR$2,205
8 BR$2,536

Purchase Price Calculator

Maximum purchase price
$59,935

Cost breakdown

+Likely effective rent$820
HUD FMR$880
Market rentUsed$820
Est. payment standard (96%)$840
Market rent is below the inferred standard ($840, 96% of FMR).
-Principal and interest-$303
Loan amount$47,948
Down payment$11,987
Rate6.50%
Term30 years
-Operating costs-$317
Property taxes-$60
Insurance-$175
Utilities$0
HOA$0
Management-$82
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$13,526(112.8% ROI)
Projected value
$64,544
Current value$59,935
Return breakdown
Property appreciation+$4,608
Loan principal paid down+$1,718
Rental cash flow+$7,200
5-year hold
+$22,939(191.4% ROI)
Projected value
$67,811
Current value$59,935
Return breakdown
Property appreciation+$7,876
Loan principal paid down+$3,063
Rental cash flow+$12,000
10-year hold
+$48,086(401.2% ROI)
Projected value
$76,722
Current value$59,935
Return breakdown
Property appreciation+$16,787
Loan principal paid down+$7,300
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.82ratio
FMR$610
Market$740
vs market-$130

FMR is below market; voucher rent may lag private rents.

90% standard$549 / 0.74 ratio110% standard$671 / 0.91 ratio
0.82
1 BR
1 BR
0.86ratio
FMR$670
Market$780
vs market-$110

FMR is below market; voucher rent may lag private rents.

90% standard$603 / 0.77 ratio110% standard$737 / 0.94 ratio
0.86
2 BR
2 BR
1.07ratio
FMR$880
Market$820
vs market+$60

FMR is near market; voucher and private rents are aligned.

90% standard$792 / 0.97 ratio110% standard$968 / 1.18 ratio
1.07
3 BR
3 BR
1.40ratio
FMR$1,220
Market$870
vs market+$350

FMR is above market; underwrite to market rent.

90% standard$1,098 / 1.26 ratio110% standard$1,342 / 1.54 ratio
1.40
4 BR
4 BR
1.59ratio
FMR$1,450
Market$910
vs market+$540

FMR is above market; underwrite to market rent.

1.59
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 72127 (AR) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

72127 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 72127 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $880 and the 4 bedroom fair market rent is $1,450.

Use this page for searches like 72127 FMR, 72127 fair market rent, and 72127 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 72127
Bedroom sizeHUD FMR
Studio$610
1 bedroom$670
2 bedroom$880
3 bedroom$1,220
4 bedroom$1,450