75474
ZIPSAFMR
Kaufman County, TX
BRFMR
Eff. Rent
0 BR$1,150$1,270
1 BR$1,190$1,310
2 BR$1,400$1,540
3 BR$1,760$1,730
4 BR$2,240$1,790
5 BR$2,576
6 BR$2,962
7 BR$3,407
8 BR$3,918

Purchase Price Calculator

Maximum purchase price
$166,927

Cost breakdown

+Likely effective rent$1,540
HUD FMR$1,400
Market rent$1,680
Est. payment standard (110%)Used$1,540
Estimated payment standard is $1,540 (110% of FMR).
-Principal and interest-$844
Loan amount$133,542
Down payment$33,385
Rate6.50%
Term30 years
-Operating costs-$496
Property taxes-$167
Insurance-$175
Utilities$0
HOA$0
Management-$154
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,820(74.3% ROI)
Projected value
$179,762
Current value$166,927
Return breakdown
Property appreciation+$12,835
Loan principal paid down+$4,784
Rental cash flow+$7,200
5-year hold
+$42,468(127.2% ROI)
Projected value
$188,862
Current value$166,927
Return breakdown
Property appreciation+$21,936
Loan principal paid down+$8,532
Rental cash flow+$12,000
10-year hold
+$91,084(272.8% ROI)
Projected value
$213,681
Current value$166,927
Return breakdown
Property appreciation+$46,754
Loan principal paid down+$20,330
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.77ratio
FMR$1,150
Market$1,500
vs market-$350

FMR is below market; voucher rent may lag private rents.

90% standard$1,035 / 0.69 ratio110% standard$1,265 / 0.84 ratio
0.77
1 BR
1 BR
0.79ratio
FMR$1,190
Market$1,510
vs market-$320

FMR is below market; voucher rent may lag private rents.

90% standard$1,071 / 0.71 ratio110% standard$1,309 / 0.87 ratio
0.79
2 BR
2 BR
0.83ratio
FMR$1,400
Market$1,680
vs market-$280

FMR is below market; voucher rent may lag private rents.

90% standard$1,260 / 0.75 ratio110% standard$1,540 / 0.92 ratio
0.83
3 BR
3 BR
1.02ratio
FMR$1,760
Market$1,730
vs market+$30

FMR is near market; voucher and private rents are aligned.

90% standard$1,584 / 0.92 ratio110% standard$1,936 / 1.12 ratio
1.02
4 BR
4 BR
1.25ratio
FMR$2,240
Market$1,790
vs market+$450

FMR is above market; underwrite to market rent.

90% standard$2,016 / 1.13 ratio110% standard$2,464 / 1.38 ratio
1.25
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 75474 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

75474 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 75474 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,400 and the 4 bedroom fair market rent is $2,240.

Use this page for searches like 75474 FMR, 75474 fair market rent, and 75474 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 75474
Bedroom sizeHUD FMR
Studio$1,150
1 bedroom$1,190
2 bedroom$1,400
3 bedroom$1,760
4 bedroom$2,240