75709
ZIPSAFMR
Smith County, TX
BRFMR
Eff. Rent
0 BR$1,070$800
1 BR$1,180$940
2 BR$1,450$1,190
3 BR$1,940$1,940
4 BR$2,150$2,130
5 BR$2,473
6 BR$2,843
7 BR$3,270
8 BR$3,760

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.34ratio
FMR$1,070
Market$800
vs market+$270

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.34
1 BR
1 BR
1.26ratio
FMR$1,180
Market$940
vs market+$240

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.26
2 BR
2 BR
1.22ratio
FMR$1,450
Market$1,190
vs market+$260

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.22
3 BR
3 BR
0.95ratio
FMR$1,940
Market$2,050
vs market-$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.95
4 BR
4 BR
1.01ratio
FMR$2,150
Market$2,130
vs market+$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.01
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$153,553
Rent
$1,450
Down payment
$30,711
Loan
$122,842
Mortgage
$776
Expenses
$474
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 75709 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.