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Smith County, TX
CountySAFMR
Found 28 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$900 – $1,400▼$800 – $1,110
1 BR$980 – $1,550▲$880 – $1,200
2 BR$1,200 – $1,910▲$1,190 – $1,470
3 BR$1,600 – $2,560▲$1,270 – $1,990
4 BR$1,810 – $2,830▼$1,290 – $2,240
5 BR$2,254▼—
6 BR$2,592▼—
7 BR$2,981▼—
8 BR$3,428▼—

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
0.67ratio
FMR$900
Market$1,350
vs market-$450

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 3 ZIPs
0.69–0.72ratio range
Median FMR$900
Median Market$1,250
vs market-$350

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
Studio· 1 ZIP
0.79ratio
FMR$900
Market$1,140
vs market-$240

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 3 ZIPs
0.82–0.86ratio range
Median FMR$960
Median Market$1,150
vs market-$190

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
Studio· 3 ZIPs
0.94ratio range
Median FMR$1,010
Median Market$1,070
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
Studio· 4 ZIPs
0.98–1.01ratio range
Median FMR$1,115
Median Market$1,120
vs market-$5

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
Studio· 1 ZIP
1.04ratio
FMR$930
Market$890
vs market+$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 3 ZIPs
1.06–1.10ratio range
Median FMR$1,010
Median Market$950
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
Studio· 2 ZIPs
1.13ratio range
Median FMR$990
Median Market$880
vs market+$110

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
Studio· 1 ZIP
1.34ratio
FMR$1,070
Market$800
vs market+$270

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.67–1.34
1 BR
1 BR· 2 ZIPs
0.72–0.73ratio range
Median FMR$980
Median Market$1,355
vs market-$375

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.76ratio
FMR$980
Market$1,290
vs market-$310

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.77ratio
FMR$980
Market$1,270
vs market-$290

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 3 ZIPs
0.82–0.85ratio range
Median FMR$980
Median Market$1,160
vs market-$180

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
1 BR· 1 ZIP
0.89ratio
FMR$1,070
Market$1,200
vs market-$130

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 2 ZIPs
0.92–0.93ratio range
Median FMR$1,055
Median Market$1,140
vs market-$85

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 1 ZIP
0.97ratio
FMR$1,120
Market$1,150
vs market-$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 1 ZIP
1.01ratio
FMR$1,270
Market$1,260
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 1 ZIP
1.04ratio
FMR$1,200
Market$1,150
vs market+$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 1 ZIP
1.08ratio
FMR$1,340
Market$1,240
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 6 ZIPs
1.11–1.15ratio range
Median FMR$1,090
Median Market$950
vs market+$140

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

6
1 BR· 1 ZIP
1.18ratio
FMR$1,090
Market$920
vs market+$170

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 1 ZIP
1.26ratio
FMR$1,180
Market$940
vs market+$240

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.72–1.26
2 BR
2 BR· 1 ZIP
0.71ratio
FMR$1,200
Market$1,690
vs market-$490

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 3 ZIPs
0.83ratio range
Median FMR$1,200
Median Market$1,450
vs market-$250

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
2 BR· 3 ZIPs
0.86–0.88ratio range
Median FMR$1,200
Median Market$1,380
vs market-$180

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
2 BR· 1 ZIP
0.92ratio
FMR$1,350
Market$1,470
vs market-$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 2 ZIPs
0.95–0.96ratio range
Median FMR$1,270
Median Market$1,325
vs market-$55

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
2 BR· 1 ZIP
1.00ratio
FMR$1,200
Market$1,200
vs market+$0

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 2 ZIPs
1.02–1.03ratio range
Median FMR$1,315
Median Market$1,280
vs market+$35

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
2 BR· 3 ZIPs
1.06–1.08ratio range
Median FMR$1,340
Median Market$1,240
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
2 BR· 2 ZIPs
1.10–1.12ratio range
Median FMR$1,380
Median Market$1,240
vs market+$140

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
2 BR· 2 ZIPs
1.15–1.19ratio range
Median FMR$1,560
Median Market$1,335
vs market+$225

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
2 BR· 2 ZIPs
1.22–1.23ratio range
Median FMR$1,480
Median Market$1,210
vs market+$270

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
2 BR· 1 ZIP
1.34ratio
FMR$1,910
Market$1,430
vs market+$480

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.71–1.34
3 BR
3 BR· 1 ZIP
0.80ratio
FMR$1,600
Market$1,990
vs market-$390

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 1 ZIP
0.90ratio
FMR$1,600
Market$1,780
vs market-$180

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 2 ZIPs
0.95–0.97ratio range
Median FMR$1,770
Median Market$1,850
vs market-$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 3 ZIPs
0.99ratio range
Median FMR$1,830
Median Market$1,840
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
3 BR· 4 ZIPs
1.03–1.05ratio range
Median FMR$1,600
Median Market$1,540
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
3 BR· 5 ZIPs
1.06–1.08ratio range
Median FMR$1,800
Median Market$1,680
vs market+$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

5
3 BR· 2 ZIPs
1.10–1.14ratio range
Median FMR$1,785
Median Market$1,590
vs market+$195

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.20ratio
FMR$2,020
Market$1,690
vs market+$330

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 2 ZIPs
1.22–1.24ratio range
Median FMR$1,925
Median Market$1,565
vs market+$360

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.26ratio
FMR$1,600
Market$1,270
vs market+$330

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.30ratio
FMR$2,210
Market$1,700
vs market+$510

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.80–1.30
4 BR
4 BR· 1 ZIP
0.77ratio
FMR$1,810
Market$2,350
vs market-$540

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 1 ZIP
0.80ratio
FMR$2,060
Market$2,580
vs market-$520

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 3 ZIPs
0.82–0.85ratio range
Median FMR$2,030
Median Market$2,460
vs market-$430

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
4 BR· 1 ZIP
0.89ratio
FMR$2,180
Market$2,460
vs market-$280

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 2 ZIPs
0.92–0.94ratio range
Median FMR$1,950
Median Market$2,100
vs market-$150

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
4 BR· 2 ZIPs
0.96–0.97ratio range
Median FMR$1,810
Median Market$1,875
vs market-$65

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
4 BR· 1 ZIP
1.01ratio
FMR$2,150
Market$2,130
vs market+$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 4 ZIPs
1.02–1.05ratio range
Median FMR$1,980
Median Market$1,920
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
4 BR· 2 ZIPs
1.09–1.10ratio range
Median FMR$2,060
Median Market$1,880
vs market+$180

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
4 BR· 3 ZIPs
1.10–1.13ratio range
Median FMR$1,810
Median Market$1,640
vs market+$170

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3
4 BR· 1 ZIP
1.19ratio
FMR$1,810
Market$1,520
vs market+$290

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 1 ZIP
1.40ratio
FMR$1,810
Market$1,290
vs market+$520

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.77–1.40
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Smith County, TX (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
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