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Van Zandt County/Tyler/75704

75704

ZIPSAFMR
Van Zandt County, TX
Zillow

ZIP Investment Score

66Below average

095130300
BRFMR
Eff. Rent
0 BR$920$890
1 BR$1,010$900
2 BR$1,240$1,220
3 BR$1,670$1,560
4 BR$1,800$1,960
5 BR$2,070Not available
6 BR$2,380Not available
7 BR$2,738Not available
8 BR$3,148Not available

Purchase Price Calculator

Maximum purchase price
$119,375

Cost breakdown

+Likely effective rent$1,220
HUD FMR$1,240
Market rentUsed$1,220
Est. payment standard (99%)$1,230
-Principal and interest-$604
Loan amount$95,500
Down payment$23,875
Rate6.50%
Term30 years
-Operating costs-$416
Property taxes-$119
Insurance-$175
Utilities$0
HOA$0
Management-$122
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,800(82.9% ROI)
Projected value
$128,554
Return breakdown
Property appreciation+$9,179
Loan principal paid down+$3,422
Rental cash flow+$7,200
5-year hold
+$33,788(141.5% ROI)
Projected value
$135,062
Return breakdown
Property appreciation+$15,687
Loan principal paid down+$6,102
Rental cash flow+$12,000
10-year hold
+$71,974(301.5% ROI)
Projected value
$152,810
Return breakdown
Property appreciation+$33,435
Loan principal paid down+$14,539
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.03
1 BR
1.12
2 BR
1.02
3 BR
1.07
4 BR
0.88
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 75704 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 75704 (Tyler, TX) is $1,240 a month. That is down 1.6% from $1,260 in FY 2026. Tyler is in the Van Zandt County, TX non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,184. Among 16 ZIP codes in Van Zandt County, 75704 has the 3rd-highest two-bedroom rent (county range $1,010–$1,290). The median county two-bedroom FMR in Texas is $1,105, so ZIP 75704 is 12% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 75704
BedroomsFY 2027Change90–110% range
Studio$920−1.1%$828–$1,012
1BR$1,010−1.9%$909–$1,111
2BR$1,240−1.6%$1,116–$1,364
3BR$1,670−1.2%$1,503–$1,837
4BR$1,800−3.7%$1,620–$1,980

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 75704
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$920$1,010$1,240$1,670$1,800
FY 2026$930$1,030$1,260$1,690$1,870
FY 2025$910$990$1,220$1,630$1,840
FY 2024$840$870$1,070$1,400$1,660
FY 2023$810$820$1,000$1,290$1,580

Two-bedroom rent in nearby Van Zandt County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 75704
75140$1,210−2.4%
75147$1,070−13.7%
75169$1,140−8.1%
75474$1,290+4.0%
75704Current$1,240—
75752$1,200−3.2%
75754$1,180−4.8%
75756$1,200−3.2%
75758$1,110−10.5%
75773$1,210−2.4%
75778$1,230−0.8%
75790$1,230−0.8%

Questions about ZIP 75704 rents

How much will Section 8 pay for a two-bedroom in ZIP 75704?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,184, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,066 to $1,302 a month; under the ZIP-level Small Area FMR of $1,240 it would be $1,116 to $1,364. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 75704 in?

ZIP 75704 is in the Van Zandt County, TX non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,184.

How much did fair market rent change in ZIP 75704 for FY 2027?

The two-bedroom FMR fell 1.6%, from $1,260 in FY 2026 to $1,240 in FY 2027. Since FY 2023 it has risen 24.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentTyler, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources