75708
ZIPSAFMR
Smith County, TX
BRFMR
Eff. Rent
0 BR$900$900
1 BR$980$980
2 BR$1,200$1,200
3 BR$1,600$1,450
4 BR$1,810$1,520
5 BR$2,082
6 BR$2,394
7 BR$2,753
8 BR$3,166

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.82ratio
FMR$900
Market$1,100
vs market-$200

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.82
1 BR
1 BR
0.85ratio
FMR$980
Market$1,150
vs market-$170

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.85
2 BR
2 BR
0.95ratio
FMR$1,200
Market$1,260
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.95
3 BR
3 BR
1.10ratio
FMR$1,600
Market$1,450
vs market+$150

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.10
4 BR
4 BR
1.19ratio
FMR$1,810
Market$1,520
vs market+$290

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.19
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$116,403
Rent
$1,200
Down payment
$23,281
Loan
$93,122
Mortgage
$589
Expenses
$411
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 75708 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.