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Kaufman County/Quinlan/75474

75474

ZIPSAFMR
Kaufman County, TX
Zillow

ZIP Investment Score

75Below average

095130300
BRFMR
Eff. Rent
0 BR$1,060$1,170
1 BR$1,100$1,210
2 BR$1,290$1,420
3 BR$1,620$1,690
4 BR$2,060$1,790
5 BR$2,369Not available
6 BR$2,724Not available
7 BR$3,133Not available
8 BR$3,603Not available

Purchase Price Calculator

Maximum purchase price
$149,095

Cost breakdown

+Likely effective rent$1,420
HUD FMR$1,290
Market rent$1,680
Est. payment standard (110%)Used$1,420
-Principal and interest-$754
Loan amount$119,276
Down payment$29,819
Rate6.50%
Term30 years
-Operating costs-$466
Property taxes-$149
Insurance-$175
Utilities$0
HOA$0
Management-$142
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,937(76.9% ROI)
Projected value
$160,559
Return breakdown
Property appreciation+$11,464
Loan principal paid down+$4,273
Rental cash flow+$7,200
5-year hold
+$39,213(131.5% ROI)
Projected value
$168,687
Return breakdown
Property appreciation+$19,592
Loan principal paid down+$7,621
Rental cash flow+$12,000
10-year hold
+$83,918(281.4% ROI)
Projected value
$190,854
Return breakdown
Property appreciation+$41,759
Loan principal paid down+$18,158
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.71
1 BR
0.73
2 BR
0.77
3 BR
0.94
4 BR
1.15
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 75474 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 75474 (Quinlan, TX) is $1,290 a month. That is down 7.9% from $1,400 in FY 2026. Quinlan is in the Dallas, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 18 ZIP codes in Kaufman County, 75474 has the 14th-highest two-bedroom rent (county range $1,020–$2,460). The median county two-bedroom FMR in Texas is $1,105, so ZIP 75474 is 17% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 75474
BedroomsFY 2027Change90–110% range
Studio$1,060−7.8%$954–$1,166
1BR$1,100−7.6%$990–$1,210
2BR$1,290−7.9%$1,161–$1,419
3BR$1,620−8.0%$1,458–$1,782
4BR$2,060−8.0%$1,854–$2,266

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 75474
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,060$1,100$1,290$1,620$2,060
FY 2026$1,150$1,190$1,400$1,760$2,240
FY 2025$1,120$1,180$1,380$1,730$2,220
FY 2024$1,070$1,130$1,320$1,660$2,140
FY 2023$980$1,030$1,220$1,540$2,010

Two-bedroom rent in nearby Kaufman County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 75474
75147$1,070−17.1%
75156$1,070−17.1%
75157$1,350+4.7%
75158$1,350+4.7%
75159$1,550+20.2%
75160$1,390+7.8%
75161$1,020−20.9%
75169$1,140−11.6%
75181$2,460+90.7%
75182$1,950+51.2%
75189$2,390+85.3%
75474Current$1,290—

Questions about ZIP 75474 rents

How much will Section 8 pay for a two-bedroom in ZIP 75474?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,290, that basic range is $1,161 to $1,419 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 75474 in?

ZIP 75474 is in the Dallas, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 75474 for FY 2027?

The two-bedroom FMR fell 7.9%, from $1,400 in FY 2026 to $1,290 in FY 2027. Since FY 2023 it has risen 5.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentQuinlan, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources