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Hunt County/Wolfe City/75496

75496

ZIPSAFMR
Hunt County, TX
Zillow

ZIP Investment Score

76Below average

095130300
BRFMR
Eff. Rent
0 BR$910$910
1 BR$960$960
2 BR$1,140$1,140
3 BR$1,450$1,450
4 BR$1,830$1,830
5 BR$2,105Not available
6 BR$2,420Not available
7 BR$2,783Not available
8 BR$3,201Not available

Purchase Price Calculator

Maximum purchase price
$107,487

Cost breakdown

+Likely effective rent$1,140
HUD FMRUsed$1,140
Market rentN/A
Est. payment standardN/A
-Principal and interest-$544
Loan amount$85,990
Down payment$21,497
Rate6.50%
Term30 years
-Operating costs-$396
Property taxes-$107
Insurance-$175
Utilities$0
HOA$0
Management-$114
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,546(86.3% ROI)
Projected value
$115,752
Return breakdown
Property appreciation+$8,265
Loan principal paid down+$3,081
Rental cash flow+$7,200
5-year hold
+$31,619(147.1% ROI)
Projected value
$121,612
Return breakdown
Property appreciation+$14,125
Loan principal paid down+$5,494
Rental cash flow+$12,000
10-year hold
+$67,196(312.6% ROI)
Projected value
$137,592
Return breakdown
Property appreciation+$30,105
Loan principal paid down+$13,091
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 75496 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 75496 (Wolfe City, TX) is $1,140 a month. That is down 9.5% from $1,260 in FY 2026. Wolfe City is in the Dallas, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 22 ZIP codes in Hunt County, 75496 is tied for the 18th-highest two-bedroom rent (county range $1,070–$2,390). The median county two-bedroom FMR in Texas is $1,105, so ZIP 75496 is 3% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 75496
BedroomsFY 2027Change90–110% range
Studio$910−9.9%$819–$1,001
1BR$960−9.4%$864–$1,056
2BR$1,140−9.5%$1,026–$1,254
3BR$1,450−9.9%$1,305–$1,595
4BR$1,830−9.9%$1,647–$2,013

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 75496
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$910$960$1,140$1,450$1,830
FY 2026$1,010$1,060$1,260$1,610$2,030
FY 2025$1,020$1,070$1,270$1,610$2,050
FY 2024$1,010$1,070$1,250$1,570$2,020
FY 2023$880$930$1,100$1,390$1,810

Two-bedroom rent in nearby Hunt County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 75496
75428$1,120−1.8%
75429$1,390+21.9%
75433$1,240+8.8%
75442$1,650+44.7%
75448$1,090−4.4%
75449$1,150+0.9%
75452$1,240+8.8%
75453$1,290+13.2%
75458$1,390+21.9%
75469$1,070−6.1%
75474$1,290+13.2%
75496Current$1,140—

Questions about ZIP 75496 rents

How much will Section 8 pay for a two-bedroom in ZIP 75496?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,140, that basic range is $1,026 to $1,254 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 75496 in?

ZIP 75496 is in the Dallas, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 75496 for FY 2027?

The two-bedroom FMR fell 9.5%, from $1,260 in FY 2026 to $1,140 in FY 2027. Since FY 2023 it has risen 3.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentWolfe City, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources