Hunt County/Pecan Gap/75469

75469

ZIPSAFMR

Hunt County, TX

View on ZillowZillow

ZIP Investment Score

55Below average

095130300

BR	FMR	Eff. Rent	3Y CAGR
0 BR	$820	$820	-9.9%
1 BR	$880	$880	-9.3%
2 BR	$1,070	$1,070	-8.1%
3 BR	$1,460	$1,460	-5.7%
4 BR	$1,680	$1,680	-9.0%
5 BR	$1,932	Not available	-9.0%
6 BR	$2,222	Not available	-9.0%
7 BR	$2,555	Not available	-9.0%
8 BR	$2,938	Not available	-9.0%

Purchase Price Calculator

Maximum purchase price

$97,085

Cost breakdown

+Likely effective rent$1,070

HUD FMRUsed$1,070

Market rentN/A

Est. payment standardN/A

-Principal and interest-$491

Loan amount$77,668

Down payment$19,417

Rate6.50%

Term30 years

-Operating costs-$379

Property taxes-$97

Insurance-$175

Utilities$0

HOA$0

Management-$107

=Target cash flow+$200

Calculation mode

BedroomsCash-flow target

Down payment methodDown payment %

HOA / mo

Utilities methodUtilities amount

Management methodManagement % of rent

Hold period projections

Annual appreciation rate

3-year hold

+$17,448(89.9% ROI)

Projected value

$104,550

Return breakdown

Property appreciation+$7,465

Loan principal paid down+$2,783

Rental cash flow+$7,200

5-year hold

+$29,720(153.1% ROI)

Projected value

$109,843

Return breakdown

Property appreciation+$12,758

Loan principal paid down+$4,962

Rental cash flow+$12,000

10-year hold

+$63,016(324.5% ROI)

Projected value

$124,277

Return breakdown

Property appreciation+$27,192

Loan principal paid down+$11,824

Rental cash flow+$24,000

Public Housing Authority

Rolodex

Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical

FY 2023-2027

FMR: FY2027
Property value: --
Tax rate: --
Mortgage rate: --

ZIP 75469 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 75469 (Pecan Gap, TX) is $1,070 a month. That is down 5.3% from $1,130 in FY 2026. Pecan Gap is in the Dallas, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 22 ZIP codes in Hunt County, 75469 has the 22nd-highest two-bedroom rent (county range $1,070–$2,390). The median county two-bedroom FMR in Texas is $1,105, so ZIP 75469 is 3% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 75469
Bedrooms	FY 2026	FY 2027	Change	90–110% range
Studio	$910	$820	−9.9%	$738–$902
1BR	$970	$880	−9.3%	$792–$968
2BR	$1,130	$1,070	−5.3%	$963–$1,177
3BR	$1,420	$1,460	+2.8%	$1,314–$1,606
4BR	$1,810	$1,680	−7.2%	$1,512–$1,848

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 75469
Fiscal year	Studio	1BR	2BR	3BR	4BR
FY 2027	$820	$880	$1,070	$1,460	$1,680
FY 2026	$910	$970	$1,130	$1,420	$1,810
FY 2025	$1,010	$1,070	$1,250	$1,570	$2,010
FY 2024	$1,120	$1,180	$1,380	$1,740	$2,230
FY 2023	$990	$1,040	$1,230	$1,550	$2,020

Two-bedroom rent in nearby Hunt County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code	2 bedroom	vs. 75469
75428	$1,120	+4.7%
75429	$1,390	+29.9%
75433	$1,240	+15.9%
75442	$1,650	+54.2%
75448	$1,090	+1.9%
75449	$1,150	+7.5%
75452	$1,240	+15.9%
75453	$1,290	+20.6%
75458	$1,390	+29.9%
75469Current	$1,070	—
75474	$1,290	+20.6%
75496	$1,140	+6.5%

Questions about ZIP 75469 rents

How much will Section 8 pay for a two-bedroom in ZIP 75469?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,070, that basic range is $963 to $1,177 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 75469 in?

ZIP 75469 is in the Dallas, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 75469 for FY 2027?

The two-bedroom FMR fell 5.3%, from $1,130 in FY 2026 to $1,070 in FY 2027. Since FY 2023 it has fallen 13.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rent Pecan Gap, TX fair market rent TX statewide rents What is SAFMR?Data sources