78155
ZIPSAFMR
Guadalupe County, TX
BRFMR
Eff. Rent
0 BR$950$1,050
1 BR$1,040$1,110
2 BR$1,260$1,270
3 BR$1,620$1,610
4 BR$1,880$1,890
5 BR$2,162
6 BR$2,486
7 BR$2,859
8 BR$3,288

Purchase Price Calculator

Maximum purchase price
$126,805

Cost breakdown

+Likely effective rent$1,270
HUD FMR$1,260
Market rent$1,280
Est. payment standard (101%)Used$1,270
Estimated payment standard is $1,270 (101% of FMR).
-Principal and interest-$641
Loan amount$101,444
Down payment$25,361
Rate6.50%
Term30 years
-Operating costs-$429
Property taxes-$127
Insurance-$175
Utilities$0
HOA$0
Management-$127
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,585(81.2% ROI)
Projected value
$136,555
Current value$126,805
Return breakdown
Property appreciation+$9,750
Loan principal paid down+$3,634
Rental cash flow+$7,200
5-year hold
+$35,144(138.6% ROI)
Projected value
$143,468
Current value$126,805
Return breakdown
Property appreciation+$16,663
Loan principal paid down+$6,481
Rental cash flow+$12,000
10-year hold
+$74,960(295.6% ROI)
Projected value
$162,321
Current value$126,805
Return breakdown
Property appreciation+$35,516
Loan principal paid down+$15,444
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.85ratio
FMR$950
Market$1,120
vs market-$170

FMR is below market; voucher rent may lag private rents.

90% standard$855 / 0.76 ratio110% standard$1,045 / 0.93 ratio
0.85
1 BR
1 BR
0.91ratio
FMR$1,040
Market$1,140
vs market-$100

FMR is near market; voucher and private rents are aligned.

90% standard$936 / 0.82 ratio110% standard$1,144 / 1.00 ratio
0.91
2 BR
2 BR
0.98ratio
FMR$1,260
Market$1,280
vs market-$20

FMR is near market; voucher and private rents are aligned.

90% standard$1,134 / 0.89 ratio110% standard$1,386 / 1.08 ratio
0.98
3 BR
3 BR
1.01ratio
FMR$1,620
Market$1,610
vs market+$10

FMR is near market; voucher and private rents are aligned.

90% standard$1,458 / 0.91 ratio110% standard$1,782 / 1.11 ratio
1.01
4 BR
4 BR
0.99ratio
FMR$1,880
Market$1,890
vs market-$10

FMR is near market; voucher and private rents are aligned.

90% standard$1,692 / 0.90 ratio110% standard$2,068 / 1.09 ratio
0.99
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 78155 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

78155 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 78155 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,260 and the 4 bedroom fair market rent is $1,880.

Use this page for searches like 78155 FMR, 78155 fair market rent, and 78155 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 78155
Bedroom sizeHUD FMR
Studio$950
1 bedroom$1,040
2 bedroom$1,260
3 bedroom$1,620
4 bedroom$1,880