78634
ZIPSAFMR
Travis County, TX
BRFMR
Eff. Rent
0 BR$1,780$1,360
1 BR$1,880$1,390
2 BR$2,230$1,740
3 BR$2,830$1,890
4 BR$3,320$2,040
5 BR$3,818
6 BR$4,391
7 BR$5,049
8 BR$5,807

Purchase Price Calculator

Maximum purchase price
$196,647

Cost breakdown

+Likely effective rent$1,740
HUD FMR$2,230
Market rentUsed$1,740
Est. payment standard (90%)$2,010
Market rent is below the inferred standard ($2,010, 90% of FMR).
-Principal and interest-$994
Loan amount$157,317
Down payment$39,329
Rate6.50%
Term30 years
-Operating costs-$546
Property taxes-$197
Insurance-$175
Utilities$0
HOA$0
Management-$174
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,957(71.1% ROI)
Projected value
$211,767
Current value$196,647
Return breakdown
Property appreciation+$15,120
Loan principal paid down+$5,636
Rental cash flow+$7,200
5-year hold
+$47,892(121.8% ROI)
Projected value
$222,488
Current value$196,647
Return breakdown
Property appreciation+$25,841
Loan principal paid down+$10,051
Rental cash flow+$12,000
10-year hold
+$103,028(262.0% ROI)
Projected value
$251,725
Current value$196,647
Return breakdown
Property appreciation+$55,078
Loan principal paid down+$23,950
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.31ratio
FMR$1,780
Market$1,360
vs market+$420

FMR is above market; underwrite to market rent.

90% standard$1,602 / 1.18 ratio110% standard$1,958 / 1.44 ratio
1.31
1 BR
1 BR
1.35ratio
FMR$1,880
Market$1,390
vs market+$490

FMR is above market; underwrite to market rent.

90% standard$1,692 / 1.22 ratio110% standard$2,068 / 1.49 ratio
1.35
2 BR
2 BR
1.28ratio
FMR$2,230
Market$1,740
vs market+$490

FMR is above market; underwrite to market rent.

90% standard$2,007 / 1.15 ratio110% standard$2,453 / 1.41 ratio
1.28
3 BR
3 BR
1.50ratio
FMR$2,830
Market$1,890
vs market+$940

FMR is above market; underwrite to market rent.

90% standard$2,547 / 1.35 ratio110% standard$3,113 / 1.65 ratio
1.50
4 BR
4 BR
1.63ratio
FMR$3,320
Market$2,040
vs market+$1,280

FMR is above market; underwrite to market rent.

1.63
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 78634 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

78634 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 78634 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,230 and the 4 bedroom fair market rent is $3,320.

Use this page for searches like 78634 FMR, 78634 fair market rent, and 78634 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 78634
Bedroom sizeHUD FMR
Studio$1,780
1 bedroom$1,880
2 bedroom$2,230
3 bedroom$2,830
4 bedroom$3,320