80005
ZIPSAFMR
Jefferson County, CO
BRFMR
Eff. Rent
0 BR$1,870$1,610
1 BR$2,000$1,860
2 BR$2,380$2,280
3 BR$3,110$2,450
4 BR$3,470$3,180
5 BR$3,990
6 BR$4,589
7 BR$5,277
8 BR$6,069

Purchase Price Calculator

Maximum purchase price
$276,891

Cost breakdown

+Likely effective rent$2,280
HUD FMR$2,380
Market rentUsed$2,280
Est. payment standard (97%)$2,320
Market rent is below the inferred standard ($2,320, 97% of FMR).
-Principal and interest-$1,400
Loan amount$221,512
Down payment$55,378
Rate6.50%
Term30 years
-Operating costs-$680
Property taxes-$277
Insurance-$175
Utilities$0
HOA$0
Management-$228
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,427(65.8% ROI)
Projected value
$298,181
Current value$276,891
Return breakdown
Property appreciation+$21,290
Loan principal paid down+$7,936
Rental cash flow+$7,200
5-year hold
+$62,538(112.9% ROI)
Projected value
$313,276
Current value$276,891
Return breakdown
Property appreciation+$36,386
Loan principal paid down+$14,152
Rental cash flow+$12,000
10-year hold
+$135,276(244.3% ROI)
Projected value
$354,443
Current value$276,891
Return breakdown
Property appreciation+$77,553
Loan principal paid down+$33,723
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.16ratio
FMR$1,870
Market$1,610
vs market+$260

FMR is above market; underwrite to market rent.

90% standard$1,683 / 1.05 ratio110% standard$2,057 / 1.28 ratio
1.16
1 BR
1 BR
1.08ratio
FMR$2,000
Market$1,860
vs market+$140

FMR is near market; voucher and private rents are aligned.

90% standard$1,800 / 0.97 ratio110% standard$2,200 / 1.18 ratio
1.08
2 BR
2 BR
1.04ratio
FMR$2,380
Market$2,280
vs market+$100

FMR is near market; voucher and private rents are aligned.

90% standard$2,142 / 0.94 ratio110% standard$2,618 / 1.15 ratio
1.04
3 BR
3 BR
1.27ratio
FMR$3,110
Market$2,450
vs market+$660

FMR is above market; underwrite to market rent.

90% standard$2,799 / 1.14 ratio110% standard$3,421 / 1.40 ratio
1.27
4 BR
4 BR
1.09ratio
FMR$3,470
Market$3,180
vs market+$290

FMR is near market; voucher and private rents are aligned.

90% standard$3,123 / 0.98 ratio110% standard$3,817 / 1.20 ratio
1.09
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 80005 (CO) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

80005 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 80005 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,380 and the 4 bedroom fair market rent is $3,470.

Use this page for searches like 80005 FMR, 80005 fair market rent, and 80005 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 80005
Bedroom sizeHUD FMR
Studio$1,870
1 bedroom$2,000
2 bedroom$2,380
3 bedroom$3,110
4 bedroom$3,470