80238
ZIPSAFMR
Denver County, CO
BRFMR
Eff. Rent
0 BR$1,900$1,300
1 BR$2,030$1,980
2 BR$2,420$2,460
3 BR$3,170$2,990
4 BR$3,530$3,340
5 BR$4,059
6 BR$4,668
7 BR$5,369
8 BR$6,174

Purchase Price Calculator

Maximum purchase price
$303,639

Cost breakdown

+Likely effective rent$2,460
HUD FMR$2,420
Market rent$2,480
Est. payment standard (102%)Used$2,460
Estimated payment standard is $2,460 (102% of FMR).
-Principal and interest-$1,535
Loan amount$242,911
Down payment$60,728
Rate6.50%
Term30 years
-Operating costs-$725
Property taxes-$304
Insurance-$175
Utilities$0
HOA$0
Management-$246
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,250(64.6% ROI)
Projected value
$326,985
Current value$303,639
Return breakdown
Property appreciation+$23,347
Loan principal paid down+$8,703
Rental cash flow+$7,200
5-year hold
+$67,420(111.0% ROI)
Projected value
$343,539
Current value$303,639
Return breakdown
Property appreciation+$39,901
Loan principal paid down+$15,520
Rental cash flow+$12,000
10-year hold
+$146,025(240.5% ROI)
Projected value
$388,683
Current value$303,639
Return breakdown
Property appreciation+$85,044
Loan principal paid down+$36,980
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.46ratio
FMR$1,900
Market$1,300
vs market+$600

FMR is above market; underwrite to market rent.

90% standard$1,710 / 1.32 ratio110% standard$2,090 / 1.61 ratio
1.46
1 BR
1 BR
1.03ratio
FMR$2,030
Market$1,980
vs market+$50

FMR is near market; voucher and private rents are aligned.

90% standard$1,827 / 0.92 ratio110% standard$2,233 / 1.13 ratio
1.03
2 BR
2 BR
0.98ratio
FMR$2,420
Market$2,480
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$2,178 / 0.88 ratio110% standard$2,662 / 1.07 ratio
0.98
3 BR
3 BR
1.06ratio
FMR$3,170
Market$2,990
vs market+$180

FMR is near market; voucher and private rents are aligned.

90% standard$2,853 / 0.95 ratio110% standard$3,487 / 1.17 ratio
1.06
4 BR
4 BR
1.06ratio
FMR$3,530
Market$3,340
vs market+$190

FMR is near market; voucher and private rents are aligned.

90% standard$3,177 / 0.95 ratio110% standard$3,883 / 1.16 ratio
1.06
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 80238 (CO) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

80238 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 80238 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,420 and the 4 bedroom fair market rent is $3,530.

Use this page for searches like 80238 FMR, 80238 fair market rent, and 80238 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 80238
Bedroom sizeHUD FMR
Studio$1,900
1 bedroom$2,030
2 bedroom$2,420
3 bedroom$3,170
4 bedroom$3,530