83709
ZIPSAFMR
Ada County, ID
BRFMR
Eff. Rent
0 BR$1,460$1,550
1 BR$1,710$1,540
2 BR$2,040$1,620
3 BR$2,840$2,120
4 BR$3,420$2,400
5 BR$3,933
6 BR$4,523
7 BR$5,201
8 BR$5,982

Purchase Price Calculator

Maximum purchase price
$178,815

Cost breakdown

+Likely effective rent$1,620
HUD FMR$2,040
Market rentUsed$1,620
Est. payment standard (90%)$1,840
Market rent is below the inferred standard ($1,840, 90% of FMR).
-Principal and interest-$904
Loan amount$143,052
Down payment$35,763
Rate6.50%
Term30 years
-Operating costs-$516
Property taxes-$179
Insurance-$175
Utilities$0
HOA$0
Management-$162
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,074(72.9% ROI)
Projected value
$192,564
Current value$178,815
Return breakdown
Property appreciation+$13,749
Loan principal paid down+$5,125
Rental cash flow+$7,200
5-year hold
+$44,637(124.8% ROI)
Projected value
$202,313
Current value$178,815
Return breakdown
Property appreciation+$23,498
Loan principal paid down+$9,140
Rental cash flow+$12,000
10-year hold
+$95,861(268.0% ROI)
Projected value
$228,898
Current value$178,815
Return breakdown
Property appreciation+$50,083
Loan principal paid down+$21,778
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.91ratio
FMR$1,460
Market$1,600
vs market-$140

FMR is near market; voucher and private rents are aligned.

90% standard$1,314 / 0.82 ratio110% standard$1,606 / 1.00 ratio
0.91
1 BR
1 BR
1.11ratio
FMR$1,710
Market$1,540
vs market+$170

FMR is above market; underwrite to market rent.

90% standard$1,539 / 1.00 ratio110% standard$1,881 / 1.22 ratio
1.11
2 BR
2 BR
1.26ratio
FMR$2,040
Market$1,620
vs market+$420

FMR is above market; underwrite to market rent.

90% standard$1,836 / 1.13 ratio110% standard$2,244 / 1.39 ratio
1.26
3 BR
3 BR
1.34ratio
FMR$2,840
Market$2,120
vs market+$720

FMR is above market; underwrite to market rent.

90% standard$2,556 / 1.21 ratio110% standard$3,124 / 1.47 ratio
1.34
4 BR
4 BR
1.43ratio
FMR$3,420
Market$2,400
vs market+$1,020

FMR is above market; underwrite to market rent.

90% standard$3,078 / 1.28 ratio110% standard$3,762 / 1.57 ratio
1.43
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 83709 (ID) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

83709 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 83709 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,040 and the 4 bedroom fair market rent is $3,420.

Use this page for searches like 83709 FMR, 83709 fair market rent, and 83709 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 83709
Bedroom sizeHUD FMR
Studio$1,460
1 bedroom$1,710
2 bedroom$2,040
3 bedroom$2,840
4 bedroom$3,420