85351
ZIPSAFMR
Maricopa County, AZ
BRFMR
Eff. Rent
0 BR$1,320$1,450
1 BR$1,440$1,580
2 BR$1,670$1,530
3 BR$2,230$1,830
4 BR$2,470$2,440
5 BR$2,841
6 BR$3,267
7 BR$3,757
8 BR$4,320

Purchase Price Calculator

Maximum purchase price
$165,441

Cost breakdown

+Likely effective rent$1,530
HUD FMR$1,670
Market rentUsed$1,530
Est. payment standard (95%)$1,580
Market rent is below the inferred standard ($1,580, 95% of FMR).
-Principal and interest-$837
Loan amount$132,353
Down payment$33,088
Rate6.50%
Term30 years
-Operating costs-$493
Property taxes-$165
Insurance-$175
Utilities$0
HOA$0
Management-$153
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,663(74.5% ROI)
Projected value
$178,162
Current value$165,441
Return breakdown
Property appreciation+$12,721
Loan principal paid down+$4,742
Rental cash flow+$7,200
5-year hold
+$42,196(127.5% ROI)
Projected value
$187,181
Current value$165,441
Return breakdown
Property appreciation+$21,740
Loan principal paid down+$8,456
Rental cash flow+$12,000
10-year hold
+$90,487(273.5% ROI)
Projected value
$211,778
Current value$165,441
Return breakdown
Property appreciation+$46,337
Loan principal paid down+$20,149
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.87ratio
FMR$1,320
Market$1,520
vs market-$200

FMR is below market; voucher rent may lag private rents.

90% standard$1,188 / 0.78 ratio110% standard$1,452 / 0.96 ratio
0.87
1 BR
1 BR
0.79ratio
FMR$1,440
Market$1,820
vs market-$380

FMR is below market; voucher rent may lag private rents.

90% standard$1,296 / 0.71 ratio110% standard$1,584 / 0.87 ratio
0.79
2 BR
2 BR
1.09ratio
FMR$1,670
Market$1,530
vs market+$140

FMR is near market; voucher and private rents are aligned.

90% standard$1,503 / 0.98 ratio110% standard$1,837 / 1.20 ratio
1.09
3 BR
3 BR
1.22ratio
FMR$2,230
Market$1,830
vs market+$400

FMR is above market; underwrite to market rent.

90% standard$2,007 / 1.10 ratio110% standard$2,453 / 1.34 ratio
1.22
4 BR
4 BR
1.01ratio
FMR$2,470
Market$2,440
vs market+$30

FMR is near market; voucher and private rents are aligned.

90% standard$2,223 / 0.91 ratio110% standard$2,717 / 1.11 ratio
1.01
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 85351 (AZ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

85351 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 85351 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,670 and the 4 bedroom fair market rent is $2,470.

Use this page for searches like 85351 FMR, 85351 fair market rent, and 85351 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 85351
Bedroom sizeHUD FMR
Studio$1,320
1 bedroom$1,440
2 bedroom$1,670
3 bedroom$2,230
4 bedroom$2,470