85658
ZIPSAFMR
Pima County, AZ
BRFMR
Eff. Rent
0 BR$1,410$1,510
1 BR$1,570$1,670
2 BR$2,030$2,230
3 BR$2,820$1,970
4 BR$3,240$2,430
5 BR$3,726
6 BR$4,285
7 BR$4,928
8 BR$5,667

Purchase Price Calculator

Maximum purchase price
$269,461

Cost breakdown

+Likely effective rent$2,230
HUD FMR$2,030
Market rent$2,940
Est. payment standard (110%)Used$2,230
Estimated payment standard is $2,230 (110% of FMR).
-Principal and interest-$1,363
Loan amount$215,568
Down payment$53,892
Rate6.50%
Term30 years
-Operating costs-$667
Property taxes-$269
Insurance-$175
Utilities$0
HOA$0
Management-$223
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,642(66.1% ROI)
Projected value
$290,180
Current value$269,461
Return breakdown
Property appreciation+$20,719
Loan principal paid down+$7,723
Rental cash flow+$7,200
5-year hold
+$61,182(113.5% ROI)
Projected value
$304,870
Current value$269,461
Return breakdown
Property appreciation+$35,409
Loan principal paid down+$13,773
Rental cash flow+$12,000
10-year hold
+$132,290(245.5% ROI)
Projected value
$344,932
Current value$269,461
Return breakdown
Property appreciation+$75,472
Loan principal paid down+$32,818
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.90ratio
FMR$1,410
Market$1,560
vs market-$150

FMR is near market; voucher and private rents are aligned.

90% standard$1,269 / 0.81 ratio110% standard$1,551 / 0.99 ratio
0.90
1 BR
1 BR
0.91ratio
FMR$1,570
Market$1,730
vs market-$160

FMR is near market; voucher and private rents are aligned.

90% standard$1,413 / 0.82 ratio110% standard$1,727 / 1.00 ratio
0.91
2 BR
2 BR
0.69ratio
FMR$2,030
Market$2,940
vs market-$910

FMR is below market; voucher rent may lag private rents.

90% standard$1,827 / 0.62 ratio110% standard$2,233 / 0.76 ratio
0.69
3 BR
3 BR
1.43ratio
FMR$2,820
Market$1,970
vs market+$850

FMR is above market; underwrite to market rent.

90% standard$2,538 / 1.29 ratio110% standard$3,102 / 1.57 ratio
1.43
4 BR
4 BR
1.33ratio
FMR$3,240
Market$2,430
vs market+$810

FMR is above market; underwrite to market rent.

90% standard$2,916 / 1.20 ratio110% standard$3,564 / 1.47 ratio
1.33
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 85658 (AZ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

85658 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 85658 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,030 and the 4 bedroom fair market rent is $3,240.

Use this page for searches like 85658 FMR, 85658 fair market rent, and 85658 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 85658
Bedroom sizeHUD FMR
Studio$1,410
1 bedroom$1,570
2 bedroom$2,030
3 bedroom$2,820
4 bedroom$3,240