93015
ZIPSAFMR
Ventura County, CA
BRFMR
Eff. Rent
0 BR$1,640$1,800
1 BR$1,850$2,040
2 BR$2,210$2,430
3 BR$3,000$3,260
4 BR$3,480$3,580
5 BR$4,002
6 BR$4,602
7 BR$5,293
8 BR$6,087

Purchase Price Calculator

Maximum purchase price
$299,181

Cost breakdown

+Likely effective rent$2,430
HUD FMR$2,210
Market rent$2,670
Est. payment standard (110%)Used$2,430
Estimated payment standard is $2,430 (110% of FMR).
-Principal and interest-$1,513
Loan amount$239,344
Down payment$59,836
Rate6.50%
Term30 years
-Operating costs-$717
Property taxes-$299
Insurance-$175
Utilities$0
HOA$0
Management-$243
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,779(64.8% ROI)
Projected value
$322,185
Current value$299,181
Return breakdown
Property appreciation+$23,004
Loan principal paid down+$8,575
Rental cash flow+$7,200
5-year hold
+$66,607(111.3% ROI)
Projected value
$338,495
Current value$299,181
Return breakdown
Property appreciation+$39,315
Loan principal paid down+$15,292
Rental cash flow+$12,000
10-year hold
+$144,233(241.0% ROI)
Projected value
$382,976
Current value$299,181
Return breakdown
Property appreciation+$83,796
Loan principal paid down+$36,437
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.74ratio
FMR$1,640
Market$2,220
vs market-$580

FMR is below market; voucher rent may lag private rents.

90% standard$1,476 / 0.66 ratio110% standard$1,804 / 0.81 ratio
0.74
1 BR
1 BR
0.80ratio
FMR$1,850
Market$2,300
vs market-$450

FMR is below market; voucher rent may lag private rents.

90% standard$1,665 / 0.72 ratio110% standard$2,035 / 0.88 ratio
0.80
2 BR
2 BR
0.83ratio
FMR$2,210
Market$2,670
vs market-$460

FMR is below market; voucher rent may lag private rents.

90% standard$1,989 / 0.74 ratio110% standard$2,431 / 0.91 ratio
0.83
3 BR
3 BR
0.88ratio
FMR$3,000
Market$3,400
vs market-$400

FMR is below market; voucher rent may lag private rents.

90% standard$2,700 / 0.79 ratio110% standard$3,300 / 0.97 ratio
0.88
4 BR
4 BR
0.96ratio
FMR$3,480
Market$3,630
vs market-$150

FMR is near market; voucher and private rents are aligned.

90% standard$3,132 / 0.86 ratio110% standard$3,828 / 1.05 ratio
0.96
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 93015 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

93015 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 93015 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,210 and the 4 bedroom fair market rent is $3,480.

Use this page for searches like 93015 FMR, 93015 fair market rent, and 93015 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 93015
Bedroom sizeHUD FMR
Studio$1,640
1 bedroom$1,850
2 bedroom$2,210
3 bedroom$3,000
4 bedroom$3,480