93035
ZIPSAFMR
Ventura County, CA
BRFMR
Eff. Rent
0 BR$2,110$2,160
1 BR$2,380$2,360
2 BR$2,850$3,140
3 BR$3,860$4,250
4 BR$4,490$4,940
5 BR$5,164
6 BR$5,938
7 BR$6,829
8 BR$7,853

Purchase Price Calculator

Maximum purchase price
$404,686

Cost breakdown

+Likely effective rent$3,140
HUD FMR$2,850
Market rent$3,330
Est. payment standard (110%)Used$3,140
Estimated payment standard is $3,140 (110% of FMR).
-Principal and interest-$2,046
Loan amount$323,749
Down payment$80,937
Rate6.50%
Term30 years
-Operating costs-$894
Property taxes-$405
Insurance-$175
Utilities$0
HOA$0
Management-$314
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$49,916(61.7% ROI)
Projected value
$435,803
Current value$404,686
Return breakdown
Property appreciation+$31,117
Loan principal paid down+$11,599
Rental cash flow+$7,200
5-year hold
+$85,863(106.1% ROI)
Projected value
$457,865
Current value$404,686
Return breakdown
Property appreciation+$53,179
Loan principal paid down+$20,684
Rental cash flow+$12,000
10-year hold
+$186,633(230.6% ROI)
Projected value
$518,033
Current value$404,686
Return breakdown
Property appreciation+$113,346
Loan principal paid down+$49,287
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.96ratio
FMR$2,110
Market$2,190
vs market-$80

FMR is near market; voucher and private rents are aligned.

90% standard$1,899 / 0.87 ratio110% standard$2,321 / 1.06 ratio
0.96
1 BR
1 BR
1.01ratio
FMR$2,380
Market$2,360
vs market+$20

FMR is near market; voucher and private rents are aligned.

90% standard$2,142 / 0.91 ratio110% standard$2,618 / 1.11 ratio
1.01
2 BR
2 BR
0.86ratio
FMR$2,850
Market$3,330
vs market-$480

FMR is below market; voucher rent may lag private rents.

90% standard$2,565 / 0.77 ratio110% standard$3,135 / 0.94 ratio
0.86
3 BR
3 BR
0.83ratio
FMR$3,860
Market$4,660
vs market-$800

FMR is below market; voucher rent may lag private rents.

90% standard$3,474 / 0.75 ratio110% standard$4,246 / 0.91 ratio
0.83
4 BR
4 BR
0.72ratio
FMR$4,490
Market$6,270
vs market-$1,780

FMR is below market; voucher rent may lag private rents.

90% standard$4,041 / 0.64 ratio110% standard$4,939 / 0.79 ratio
0.72
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 93035 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

93035 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 93035 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,850 and the 4 bedroom fair market rent is $4,490.

Use this page for searches like 93035 FMR, 93035 fair market rent, and 93035 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 93035
Bedroom sizeHUD FMR
Studio$2,110
1 bedroom$2,380
2 bedroom$2,850
3 bedroom$3,860
4 bedroom$4,490