93044
ZIPSAFMR
Ventura County, CA
BRFMR
Eff. Rent
0 BR$2,000$2,090
1 BR$2,250$2,380
2 BR$2,690$2,830
3 BR$3,650$3,660
4 BR$4,240$4,580
5 BR$4,876
6 BR$5,607
7 BR$6,449
8 BR$7,416

Purchase Price Calculator

Maximum purchase price
$358,620

Cost breakdown

+Likely effective rent$2,830
HUD FMR$2,690
Market rent$2,910
Est. payment standard (105%)Used$2,830
Estimated payment standard is $2,830 (105% of FMR).
-Principal and interest-$1,813
Loan amount$286,896
Down payment$71,724
Rate6.50%
Term30 years
-Operating costs-$817
Property taxes-$359
Insurance-$175
Utilities$0
HOA$0
Management-$283
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$45,053(62.8% ROI)
Projected value
$386,195
Current value$358,620
Return breakdown
Property appreciation+$27,575
Loan principal paid down+$10,279
Rental cash flow+$7,200
5-year hold
+$77,456(108.0% ROI)
Projected value
$405,746
Current value$358,620
Return breakdown
Property appreciation+$47,126
Loan principal paid down+$18,330
Rental cash flow+$12,000
10-year hold
+$168,121(234.4% ROI)
Projected value
$459,064
Current value$358,620
Return breakdown
Property appreciation+$100,444
Loan principal paid down+$43,677
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.93ratio
FMR$2,000
Market$2,140
vs market-$140

FMR is near market; voucher and private rents are aligned.

90% standard$1,800 / 0.84 ratio110% standard$2,200 / 1.03 ratio
0.93
1 BR
1 BR
0.92ratio
FMR$2,250
Market$2,450
vs market-$200

FMR is near market; voucher and private rents are aligned.

90% standard$2,025 / 0.83 ratio110% standard$2,475 / 1.01 ratio
0.92
2 BR
2 BR
0.92ratio
FMR$2,690
Market$2,910
vs market-$220

FMR is near market; voucher and private rents are aligned.

90% standard$2,421 / 0.83 ratio110% standard$2,959 / 1.02 ratio
0.92
3 BR
3 BR
0.99ratio
FMR$3,650
Market$3,670
vs market-$20

FMR is near market; voucher and private rents are aligned.

90% standard$3,285 / 0.90 ratio110% standard$4,015 / 1.09 ratio
0.99
4 BR
4 BR
0.89ratio
FMR$4,240
Market$4,760
vs market-$520

FMR is below market; voucher rent may lag private rents.

90% standard$3,816 / 0.80 ratio110% standard$4,664 / 0.98 ratio
0.89
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 93044 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

93044 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 93044 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,690 and the 4 bedroom fair market rent is $4,240.

Use this page for searches like 93044 FMR, 93044 fair market rent, and 93044 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 93044
Bedroom sizeHUD FMR
Studio$2,000
1 bedroom$2,250
2 bedroom$2,690
3 bedroom$3,650
4 bedroom$4,240