94019
ZIPSAFMR
San Mateo County, CA
BRFMR
Eff. Rent
0 BR$2,190$2,190
1 BR$2,620$2,620
2 BR$3,170$3,170
3 BR$4,050$4,050
4 BR$4,200$4,200
5 BR$4,830
6 BR$5,554
7 BR$6,388
8 BR$7,346

Purchase Price Calculator

Maximum purchase price
$409,144

Cost breakdown

+Likely effective rent$3,170
HUD FMRUsed$3,170
Market rentN/A
Est. payment standardN/A
HUD FMR fallback; market rent is unavailable.
-Principal and interest-$2,069
Loan amount$327,315
Down payment$81,829
Rate6.50%
Term30 years
-Operating costs-$901
Property taxes-$409
Insurance-$175
Utilities$0
HOA$0
Management-$317
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$50,386(61.6% ROI)
Projected value
$440,604
Current value$409,144
Return breakdown
Property appreciation+$31,459
Loan principal paid down+$11,727
Rental cash flow+$7,200
5-year hold
+$86,677(105.9% ROI)
Projected value
$462,909
Current value$409,144
Return breakdown
Property appreciation+$53,765
Loan principal paid down+$20,912
Rental cash flow+$12,000
10-year hold
+$188,425(230.3% ROI)
Projected value
$523,739
Current value$409,144
Return breakdown
Property appreciation+$114,595
Loan principal paid down+$49,830
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94019 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94019 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94019 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,170 and the 4 bedroom fair market rent is $4,200.

Use this page for searches like 94019 FMR, 94019 fair market rent, and 94019 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94019
Bedroom sizeHUD FMR
Studio$2,190
1 bedroom$2,620
2 bedroom$3,170
3 bedroom$4,050
4 bedroom$4,200