Not enough rental comps in this area to determine how FMR aligns with current market rates.
Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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Half Moon Bay, CA fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Half Moon Bay, CA is $3,320 a month. That is up 4.7% from $3,170 in FY 2026. Half Moon Bay is in the San Francisco, CA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $3,697. The median county two-bedroom FMR in California is $1,725, so Half Moon Bay is 92% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for Half Moon Bay, CA
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$2,190
$2,310
+5.5%
$2,079–$2,541
1BR
$2,620
$2,700
+3.1%
$2,430–$2,970
2BR
$3,170
$3,320
+4.7%
$2,988–$3,652
3BR
$4,050
$4,340
+7.2%
$3,906–$4,774
4BR
$4,200
$4,880
+16.2%
$4,392–$5,368
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for Half Moon Bay, CA
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$2,310
$2,700
$3,320
$4,340
$4,880
FY 2026
$2,190
$2,620
$3,170
$4,050
$4,200
FY 2025
$2,070
$2,540
$3,030
$3,710
$4,030
FY 2024
$2,030
$2,500
$2,980
$3,650
$3,970
FY 2023
$2,020
$2,500
$3,030
$3,890
$4,230
Questions about Half Moon Bay, CA rents
How much will Section 8 pay for a two-bedroom in Half Moon Bay, CA?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $3,697, which applies unless the housing authority uses Small Area FMRs, that basic range is $3,327 to $4,067 a month; under the ZIP-level Small Area FMR of $3,320 it would be $2,988 to $3,652. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is Half Moon Bay, CA in?
Half Moon Bay, CA is in the San Francisco, CA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $3,697.
How much did fair market rent change in Half Moon Bay, CA for FY 2027?
The two-bedroom FMR rose 4.7%, from $3,170 in FY 2026 to $3,320 in FY 2027. Since FY 2023 it has risen 9.6%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set