94506
ZIPSAFMR
Contra Costa County, CA
BRFMR
Eff. Rent
0 BR$2,750$2,470
1 BR$3,070$2,700
2 BR$3,740$3,820
3 BR$4,780$4,580
4 BR$5,670$5,230
5 BR$6,520
6 BR$7,499
7 BR$8,623
8 BR$9,917

Purchase Price Calculator

Maximum purchase price
$505,734

Cost breakdown

+Likely effective rent$3,820
HUD FMR$3,740
Market rent$3,860
Est. payment standard (102%)Used$3,820
Estimated payment standard is $3,820 (102% of FMR).
-Principal and interest-$2,557
Loan amount$404,587
Down payment$101,147
Rate6.50%
Term30 years
-Operating costs-$1,063
Property taxes-$506
Insurance-$175
Utilities$0
HOA$0
Management-$382
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$60,582(59.9% ROI)
Projected value
$544,620
Current value$505,734
Return breakdown
Property appreciation+$38,886
Loan principal paid down+$14,495
Rental cash flow+$7,200
5-year hold
+$104,307(103.1% ROI)
Projected value
$572,192
Current value$505,734
Return breakdown
Property appreciation+$66,458
Loan principal paid down+$25,849
Rental cash flow+$12,000
10-year hold
+$227,242(224.7% ROI)
Projected value
$647,382
Current value$505,734
Return breakdown
Property appreciation+$141,648
Loan principal paid down+$61,594
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.11ratio
FMR$2,750
Market$2,470
vs market+$280

FMR is above market; underwrite to market rent.

90% standard$2,475 / 1.00 ratio110% standard$3,025 / 1.22 ratio
1.11
1 BR
1 BR
1.14ratio
FMR$3,070
Market$2,700
vs market+$370

FMR is above market; underwrite to market rent.

90% standard$2,763 / 1.02 ratio110% standard$3,377 / 1.25 ratio
1.14
2 BR
2 BR
0.97ratio
FMR$3,740
Market$3,860
vs market-$120

FMR is near market; voucher and private rents are aligned.

90% standard$3,366 / 0.87 ratio110% standard$4,114 / 1.07 ratio
0.97
3 BR
3 BR
1.04ratio
FMR$4,780
Market$4,580
vs market+$200

FMR is near market; voucher and private rents are aligned.

90% standard$4,302 / 0.94 ratio110% standard$5,258 / 1.15 ratio
1.04
4 BR
4 BR
1.08ratio
FMR$5,670
Market$5,230
vs market+$440

FMR is near market; voucher and private rents are aligned.

90% standard$5,103 / 0.98 ratio110% standard$6,237 / 1.19 ratio
1.08
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94506 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94506 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94506 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,740 and the 4 bedroom fair market rent is $5,670.

Use this page for searches like 94506 FMR, 94506 fair market rent, and 94506 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94506
Bedroom sizeHUD FMR
Studio$2,750
1 bedroom$3,070
2 bedroom$3,740
3 bedroom$4,780
4 bedroom$5,670