94507
ZIPSAFMR
Contra Costa County, CA
BRFMR
Eff. Rent
0 BR$2,610$2,180
1 BR$2,910$2,750
2 BR$3,550$3,710
3 BR$4,540$4,660
4 BR$5,380$5,850
5 BR$6,187
6 BR$7,115
7 BR$8,182
8 BR$9,410

Purchase Price Calculator

Maximum purchase price
$489,388

Cost breakdown

+Likely effective rent$3,710
HUD FMR$3,550
Market rent$3,800
Est. payment standard (105%)Used$3,710
Estimated payment standard is $3,710 (105% of FMR).
-Principal and interest-$2,475
Loan amount$391,510
Down payment$97,878
Rate6.50%
Term30 years
-Operating costs-$1,035
Property taxes-$489
Insurance-$175
Utilities$0
HOA$0
Management-$371
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$58,856(60.1% ROI)
Projected value
$527,017
Current value$489,388
Return breakdown
Property appreciation+$37,629
Loan principal paid down+$14,027
Rental cash flow+$7,200
5-year hold
+$101,323(103.5% ROI)
Projected value
$553,698
Current value$489,388
Return breakdown
Property appreciation+$64,310
Loan principal paid down+$25,014
Rental cash flow+$12,000
10-year hold
+$220,673(225.5% ROI)
Projected value
$626,458
Current value$489,388
Return breakdown
Property appreciation+$137,070
Loan principal paid down+$59,603
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.20ratio
FMR$2,610
Market$2,180
vs market+$430

FMR is above market; underwrite to market rent.

90% standard$2,349 / 1.08 ratio110% standard$2,871 / 1.32 ratio
1.20
1 BR
1 BR
1.06ratio
FMR$2,910
Market$2,750
vs market+$160

FMR is near market; voucher and private rents are aligned.

90% standard$2,619 / 0.95 ratio110% standard$3,201 / 1.16 ratio
1.06
2 BR
2 BR
0.93ratio
FMR$3,550
Market$3,800
vs market-$250

FMR is near market; voucher and private rents are aligned.

90% standard$3,195 / 0.84 ratio110% standard$3,905 / 1.03 ratio
0.93
3 BR
3 BR
0.96ratio
FMR$4,540
Market$4,730
vs market-$190

FMR is near market; voucher and private rents are aligned.

90% standard$4,086 / 0.86 ratio110% standard$4,994 / 1.06 ratio
0.96
4 BR
4 BR
0.88ratio
FMR$5,380
Market$6,110
vs market-$730

FMR is below market; voucher rent may lag private rents.

90% standard$4,842 / 0.79 ratio110% standard$5,918 / 0.97 ratio
0.88
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94507 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94507 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94507 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,550 and the 4 bedroom fair market rent is $5,380.

Use this page for searches like 94507 FMR, 94507 fair market rent, and 94507 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94507
Bedroom sizeHUD FMR
Studio$2,610
1 bedroom$2,910
2 bedroom$3,550
3 bedroom$4,540
4 bedroom$5,380