94513
ZIPSAFMR
Contra Costa County, CA
BRFMR
Eff. Rent
0 BR$2,320$1,910
1 BR$2,580$2,150
2 BR$3,150$2,650
3 BR$4,030$3,240
4 BR$4,770$3,400
5 BR$5,486
6 BR$6,308
7 BR$7,255
8 BR$8,343

Purchase Price Calculator

Maximum purchase price
$331,872

Cost breakdown

+Likely effective rent$2,650
HUD FMR$3,150
Market rentUsed$2,650
Est. payment standard (90%)$2,840
Market rent is below the inferred standard ($2,840, 90% of FMR).
-Principal and interest-$1,678
Loan amount$265,498
Down payment$66,374
Rate6.50%
Term30 years
-Operating costs-$772
Property taxes-$332
Insurance-$175
Utilities$0
HOA$0
Management-$265
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$42,230(63.6% ROI)
Projected value
$357,390
Current value$331,872
Return breakdown
Property appreciation+$25,518
Loan principal paid down+$9,512
Rental cash flow+$7,200
5-year hold
+$72,573(109.3% ROI)
Projected value
$375,483
Current value$331,872
Return breakdown
Property appreciation+$43,611
Loan principal paid down+$16,963
Rental cash flow+$12,000
10-year hold
+$157,371(237.1% ROI)
Projected value
$424,825
Current value$331,872
Return breakdown
Property appreciation+$92,952
Loan principal paid down+$40,419
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.21ratio
FMR$2,320
Market$1,910
vs market+$410

FMR is above market; underwrite to market rent.

90% standard$2,088 / 1.09 ratio110% standard$2,552 / 1.34 ratio
1.21
1 BR
1 BR
1.20ratio
FMR$2,580
Market$2,150
vs market+$430

FMR is above market; underwrite to market rent.

90% standard$2,322 / 1.08 ratio110% standard$2,838 / 1.32 ratio
1.20
2 BR
2 BR
1.19ratio
FMR$3,150
Market$2,650
vs market+$500

FMR is above market; underwrite to market rent.

90% standard$2,835 / 1.07 ratio110% standard$3,465 / 1.31 ratio
1.19
3 BR
3 BR
1.24ratio
FMR$4,030
Market$3,240
vs market+$790

FMR is above market; underwrite to market rent.

90% standard$3,627 / 1.12 ratio110% standard$4,433 / 1.37 ratio
1.24
4 BR
4 BR
1.40ratio
FMR$4,770
Market$3,400
vs market+$1,370

FMR is above market; underwrite to market rent.

90% standard$4,293 / 1.26 ratio110% standard$5,247 / 1.54 ratio
1.40
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94513 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94513 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94513 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,150 and the 4 bedroom fair market rent is $4,770.

Use this page for searches like 94513 FMR, 94513 fair market rent, and 94513 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94513
Bedroom sizeHUD FMR
Studio$2,320
1 bedroom$2,580
2 bedroom$3,150
3 bedroom$4,030
4 bedroom$4,770