94804
ZIPSAFMR
Contra Costa County, CA
BRFMR
Eff. Rent
0 BR$1,750$1,930
1 BR$1,990$2,140
2 BR$2,420$2,640
3 BR$3,090$3,400
4 BR$3,670$3,980
5 BR$4,221
6 BR$4,854
7 BR$5,582
8 BR$6,419

Purchase Price Calculator

Maximum purchase price
$330,386

Cost breakdown

+Likely effective rent$2,640
HUD FMR$2,420
Market rent$2,760
Est. payment standard (109%)Used$2,640
Estimated payment standard is $2,640 (109% of FMR).
-Principal and interest-$1,671
Loan amount$264,309
Down payment$66,077
Rate6.50%
Term30 years
-Operating costs-$769
Property taxes-$330
Insurance-$175
Utilities$0
HOA$0
Management-$264
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$42,073(63.7% ROI)
Projected value
$355,790
Current value$330,386
Return breakdown
Property appreciation+$25,404
Loan principal paid down+$9,470
Rental cash flow+$7,200
5-year hold
+$72,302(109.4% ROI)
Projected value
$373,802
Current value$330,386
Return breakdown
Property appreciation+$43,415
Loan principal paid down+$16,887
Rental cash flow+$12,000
10-year hold
+$156,774(237.3% ROI)
Projected value
$422,923
Current value$330,386
Return breakdown
Property appreciation+$92,536
Loan principal paid down+$40,238
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.85ratio
FMR$1,750
Market$2,050
vs market-$300

FMR is below market; voucher rent may lag private rents.

90% standard$1,575 / 0.77 ratio110% standard$1,925 / 0.94 ratio
0.85
1 BR
1 BR
0.90ratio
FMR$1,990
Market$2,220
vs market-$230

FMR is below market; voucher rent may lag private rents.

90% standard$1,791 / 0.81 ratio110% standard$2,189 / 0.99 ratio
0.90
2 BR
2 BR
0.88ratio
FMR$2,420
Market$2,760
vs market-$340

FMR is below market; voucher rent may lag private rents.

90% standard$2,178 / 0.79 ratio110% standard$2,662 / 0.96 ratio
0.88
3 BR
3 BR
0.86ratio
FMR$3,090
Market$3,600
vs market-$510

FMR is below market; voucher rent may lag private rents.

90% standard$2,781 / 0.77 ratio110% standard$3,399 / 0.94 ratio
0.86
4 BR
4 BR
0.88ratio
FMR$3,670
Market$4,150
vs market-$480

FMR is below market; voucher rent may lag private rents.

90% standard$3,303 / 0.80 ratio110% standard$4,037 / 0.97 ratio
0.88
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94804 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94804 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94804 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,420 and the 4 bedroom fair market rent is $3,670.

Use this page for searches like 94804 FMR, 94804 fair market rent, and 94804 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94804
Bedroom sizeHUD FMR
Studio$1,750
1 bedroom$1,990
2 bedroom$2,420
3 bedroom$3,090
4 bedroom$3,670