95443
ZIPSAFMR
Lake County, CA
BRFMR
Eff. Rent
0 BR$1,040$1,140
1 BR$1,040$1,140
2 BR$1,360$1,500
3 BR$1,890$2,080
4 BR$2,290$2,230
5 BR$2,634
6 BR$3,029
7 BR$3,483
8 BR$4,005

Purchase Price Calculator

Maximum purchase price
$160,983

Cost breakdown

+Likely effective rent$1,500
HUD FMR$1,360
Market rent$1,750
Est. payment standard (110%)Used$1,500
Estimated payment standard is $1,500 (110% of FMR).
-Principal and interest-$814
Loan amount$128,786
Down payment$32,197
Rate6.50%
Term30 years
-Operating costs-$486
Property taxes-$161
Insurance-$175
Utilities$0
HOA$0
Management-$150
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,192(75.1% ROI)
Projected value
$173,361
Current value$160,983
Return breakdown
Property appreciation+$12,378
Loan principal paid down+$4,614
Rental cash flow+$7,200
5-year hold
+$41,383(128.5% ROI)
Projected value
$182,137
Current value$160,983
Return breakdown
Property appreciation+$21,154
Loan principal paid down+$8,228
Rental cash flow+$12,000
10-year hold
+$88,695(275.5% ROI)
Projected value
$206,072
Current value$160,983
Return breakdown
Property appreciation+$45,089
Loan principal paid down+$19,606
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.74ratio
FMR$1,040
Market$1,400
vs market-$360

FMR is below market; voucher rent may lag private rents.

90% standard$936 / 0.67 ratio110% standard$1,144 / 0.82 ratio
0.74
1 BR
1 BR
0.70ratio
FMR$1,040
Market$1,490
vs market-$450

FMR is below market; voucher rent may lag private rents.

90% standard$936 / 0.63 ratio110% standard$1,144 / 0.77 ratio
0.70
2 BR
2 BR
0.78ratio
FMR$1,360
Market$1,750
vs market-$390

FMR is below market; voucher rent may lag private rents.

90% standard$1,224 / 0.70 ratio110% standard$1,496 / 0.85 ratio
0.78
3 BR
3 BR
0.85ratio
FMR$1,890
Market$2,220
vs market-$330

FMR is below market; voucher rent may lag private rents.

90% standard$1,701 / 0.77 ratio110% standard$2,079 / 0.94 ratio
0.85
4 BR
4 BR
1.03ratio
FMR$2,290
Market$2,230
vs market+$60

FMR is near market; voucher and private rents are aligned.

90% standard$2,061 / 0.92 ratio110% standard$2,519 / 1.13 ratio
1.03
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 95443 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

95443 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 95443 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,360 and the 4 bedroom fair market rent is $2,290.

Use this page for searches like 95443 FMR, 95443 fair market rent, and 95443 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 95443
Bedroom sizeHUD FMR
Studio$1,040
1 bedroom$1,040
2 bedroom$1,360
3 bedroom$1,890
4 bedroom$2,290