95663
ZIPSAFMR
Placer County, CA
BRFMR
Eff. Rent
0 BR$1,690$1,770
1 BR$1,770$1,870
2 BR$2,180$2,400
3 BR$2,900$2,950
4 BR$3,350$3,370
5 BR$3,852
6 BR$4,430
7 BR$5,095
8 BR$5,859

Purchase Price Calculator

Maximum purchase price
$294,723

Cost breakdown

+Likely effective rent$2,400
HUD FMR$2,180
Market rent$2,580
Est. payment standard (110%)Used$2,400
Estimated payment standard is $2,400 (110% of FMR).
-Principal and interest-$1,490
Loan amount$235,778
Down payment$58,945
Rate6.50%
Term30 years
-Operating costs-$710
Property taxes-$295
Insurance-$175
Utilities$0
HOA$0
Management-$240
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,309(65.0% ROI)
Projected value
$317,384
Current value$294,723
Return breakdown
Property appreciation+$22,661
Loan principal paid down+$8,447
Rental cash flow+$7,200
5-year hold
+$65,793(111.6% ROI)
Projected value
$333,451
Current value$294,723
Return breakdown
Property appreciation+$38,729
Loan principal paid down+$15,064
Rental cash flow+$12,000
10-year hold
+$142,442(241.7% ROI)
Projected value
$377,270
Current value$294,723
Return breakdown
Property appreciation+$82,547
Loan principal paid down+$35,895
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.93ratio
FMR$1,690
Market$1,820
vs market-$130

FMR is near market; voucher and private rents are aligned.

90% standard$1,521 / 0.84 ratio110% standard$1,859 / 1.02 ratio
0.93
1 BR
1 BR
0.92ratio
FMR$1,770
Market$1,920
vs market-$150

FMR is near market; voucher and private rents are aligned.

90% standard$1,593 / 0.83 ratio110% standard$1,947 / 1.01 ratio
0.92
2 BR
2 BR
0.84ratio
FMR$2,180
Market$2,580
vs market-$400

FMR is below market; voucher rent may lag private rents.

90% standard$1,962 / 0.76 ratio110% standard$2,398 / 0.93 ratio
0.84
3 BR
3 BR
0.98ratio
FMR$2,900
Market$2,970
vs market-$70

FMR is near market; voucher and private rents are aligned.

90% standard$2,610 / 0.88 ratio110% standard$3,190 / 1.07 ratio
0.98
4 BR
4 BR
0.99ratio
FMR$3,350
Market$3,380
vs market-$30

FMR is near market; voucher and private rents are aligned.

90% standard$3,015 / 0.89 ratio110% standard$3,685 / 1.09 ratio
0.99
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 95663 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

95663 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 95663 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,180 and the 4 bedroom fair market rent is $3,350.

Use this page for searches like 95663 FMR, 95663 fair market rent, and 95663 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 95663
Bedroom sizeHUD FMR
Studio$1,690
1 bedroom$1,770
2 bedroom$2,180
3 bedroom$2,900
4 bedroom$3,350