95677
ZIPSAFMR
Placer County, CA
BRFMR
Eff. Rent
0 BR$2,150$2,020
1 BR$2,260$2,100
2 BR$2,780$2,490
3 BR$3,700$2,630
4 BR$4,270$3,160
5 BR$4,911
6 BR$5,647
7 BR$6,494
8 BR$7,468

Purchase Price Calculator

Maximum purchase price
$308,096

Cost breakdown

+Likely effective rent$2,490
HUD FMR$2,780
Market rentUsed$2,490
Est. payment standard (93%)$2,590
Market rent is below the inferred standard ($2,590, 93% of FMR).
-Principal and interest-$1,558
Loan amount$246,477
Down payment$61,619
Rate6.50%
Term30 years
-Operating costs-$732
Property taxes-$308
Insurance-$175
Utilities$0
HOA$0
Management-$249
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,720(64.5% ROI)
Projected value
$331,786
Current value$308,096
Return breakdown
Property appreciation+$23,690
Loan principal paid down+$8,831
Rental cash flow+$7,200
5-year hold
+$68,234(110.7% ROI)
Projected value
$348,583
Current value$308,096
Return breakdown
Property appreciation+$40,486
Loan principal paid down+$15,747
Rental cash flow+$12,000
10-year hold
+$147,816(239.9% ROI)
Projected value
$394,390
Current value$308,096
Return breakdown
Property appreciation+$86,293
Loan principal paid down+$37,523
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.06ratio
FMR$2,150
Market$2,020
vs market+$130

FMR is near market; voucher and private rents are aligned.

90% standard$1,935 / 0.96 ratio110% standard$2,365 / 1.17 ratio
1.06
1 BR
1 BR
1.08ratio
FMR$2,260
Market$2,100
vs market+$160

FMR is near market; voucher and private rents are aligned.

90% standard$2,034 / 0.97 ratio110% standard$2,486 / 1.18 ratio
1.08
2 BR
2 BR
1.12ratio
FMR$2,780
Market$2,490
vs market+$290

FMR is above market; underwrite to market rent.

90% standard$2,502 / 1.00 ratio110% standard$3,058 / 1.23 ratio
1.12
3 BR
3 BR
1.41ratio
FMR$3,700
Market$2,630
vs market+$1,070

FMR is above market; underwrite to market rent.

90% standard$3,330 / 1.27 ratio110% standard$4,070 / 1.55 ratio
1.41
4 BR
4 BR
1.35ratio
FMR$4,270
Market$3,160
vs market+$1,110

FMR is above market; underwrite to market rent.

90% standard$3,843 / 1.22 ratio110% standard$4,697 / 1.49 ratio
1.35
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 95677 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

95677 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 95677 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,780 and the 4 bedroom fair market rent is $4,270.

Use this page for searches like 95677 FMR, 95677 fair market rent, and 95677 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 95677
Bedroom sizeHUD FMR
Studio$2,150
1 bedroom$2,260
2 bedroom$2,780
3 bedroom$3,700
4 bedroom$4,270