95747
ZIPSAFMR
Placer County, CA
BRFMR
Eff. Rent
0 BR$2,220$1,800
1 BR$2,330$1,910
2 BR$2,870$2,620
3 BR$3,820$2,840
4 BR$4,400$3,050
5 BR$5,060
6 BR$5,819
7 BR$6,692
8 BR$7,696

Purchase Price Calculator

Maximum purchase price
$327,414

Cost breakdown

+Likely effective rent$2,620
HUD FMR$2,870
Market rentUsed$2,620
Est. payment standard (94%)$2,710
Market rent is below the inferred standard ($2,710, 94% of FMR).
-Principal and interest-$1,656
Loan amount$261,932
Down payment$65,483
Rate6.50%
Term30 years
-Operating costs-$764
Property taxes-$327
Insurance-$175
Utilities$0
HOA$0
Management-$262
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$41,759(63.8% ROI)
Projected value
$352,590
Current value$327,414
Return breakdown
Property appreciation+$25,175
Loan principal paid down+$9,384
Rental cash flow+$7,200
5-year hold
+$71,760(109.6% ROI)
Projected value
$370,439
Current value$327,414
Return breakdown
Property appreciation+$43,025
Loan principal paid down+$16,735
Rental cash flow+$12,000
10-year hold
+$155,580(237.6% ROI)
Projected value
$419,118
Current value$327,414
Return breakdown
Property appreciation+$91,704
Loan principal paid down+$39,876
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.23ratio
FMR$2,220
Market$1,800
vs market+$420

FMR is above market; underwrite to market rent.

90% standard$1,998 / 1.11 ratio110% standard$2,442 / 1.36 ratio
1.23
1 BR
1 BR
1.22ratio
FMR$2,330
Market$1,910
vs market+$420

FMR is above market; underwrite to market rent.

90% standard$2,097 / 1.10 ratio110% standard$2,563 / 1.34 ratio
1.22
2 BR
2 BR
1.10ratio
FMR$2,870
Market$2,620
vs market+$250

FMR is near market; voucher and private rents are aligned.

90% standard$2,583 / 0.99 ratio110% standard$3,157 / 1.20 ratio
1.10
3 BR
3 BR
1.35ratio
FMR$3,820
Market$2,840
vs market+$980

FMR is above market; underwrite to market rent.

90% standard$3,438 / 1.21 ratio110% standard$4,202 / 1.48 ratio
1.35
4 BR
4 BR
1.44ratio
FMR$4,400
Market$3,050
vs market+$1,350

FMR is above market; underwrite to market rent.

90% standard$3,960 / 1.30 ratio110% standard$4,840 / 1.59 ratio
1.44
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 95747 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

95747 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 95747 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,870 and the 4 bedroom fair market rent is $4,400.

Use this page for searches like 95747 FMR, 95747 fair market rent, and 95747 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 95747
Bedroom sizeHUD FMR
Studio$2,220
1 bedroom$2,330
2 bedroom$2,870
3 bedroom$3,820
4 bedroom$4,400