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Acton, ME

CitySAFMR
York County
Found 1 ZIP

City Median Investment Score

48Below average

095130300
BRFMR
Eff. Rent
0 BR$1,160$1,160
1 BR$1,280$1,280
2 BR$1,550$1,550
3 BR$2,090$2,090
4 BR$2,350$2,350
5 BR$2,703Not available
6 BR$3,108Not available
7 BR$3,574Not available
8 BR$4,110Not available

Purchase Price Calculator

Maximum purchase price
$168,413

Cost breakdown

+Likely effective rent$1,550
HUD FMRUsed$1,550
Market rentN/A
Est. payment standardN/A
-Principal and interest-$852
Loan amount$134,730
Down payment$33,683
Rate6.50%
Term30 years
-Operating costs-$498
Property taxes-$168
Insurance-$175
Utilities$0
HOA$0
Management-$155
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,976(74.2% ROI)
Projected value
$181,362
Return breakdown
Property appreciation+$12,949
Loan principal paid down+$4,827
Rental cash flow+$7,200
5-year hold
+$42,739(126.9% ROI)
Projected value
$190,544
Return breakdown
Property appreciation+$22,131
Loan principal paid down+$8,608
Rental cash flow+$12,000
10-year hold
+$91,681(272.2% ROI)
Projected value
$215,583
Return breakdown
Property appreciation+$47,170
Loan principal paid down+$20,511
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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Acton, ME fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Acton, ME is $1,550 a month. That is up 2.0% from $1,520 in FY 2026. Acton is in the York County, ME (part) HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,792. The median county two-bedroom FMR in Maine is $1,371, so Acton is 13% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Acton, ME
BedroomsFY 2027Change90–110% range
Studio$1,160+2.7%$1,044–$1,276
1BR$1,280+2.4%$1,152–$1,408
2BR$1,550+2.0%$1,395–$1,705
3BR$2,090+2.5%$1,881–$2,299
4BR$2,350+3.5%$2,115–$2,585

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Acton, ME
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,160$1,280$1,550$2,090$2,350
FY 2026$1,130$1,250$1,520$2,040$2,270
FY 2025$1,170$1,320$1,630$2,150$2,370
FY 2024$1,050$1,160$1,450$1,900$2,080
FY 2023$1,100$1,160$1,440$1,870$2,110

Questions about Acton, ME rents

How much will Section 8 pay for a two-bedroom in Acton, ME?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,792, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,613 to $1,971 a month; under the ZIP-level Small Area FMR of $1,550 it would be $1,395 to $1,705. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Acton, ME in?

Acton, ME is in the York County, ME (part) HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,792.

How much did fair market rent change in Acton, ME for FY 2027?

The two-bedroom FMR rose 2.0%, from $1,520 in FY 2026 to $1,550 in FY 2027. Since FY 2023 it has risen 7.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set