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Alna, ME

CitySAFMR
Lincoln County
Found 1 ZIP

City Median Investment Score

51Below average

095130300
BRFMR
Eff. Rent
0 BR$1,160$1,160
1 BR$1,210$1,210
2 BR$1,320$1,320
3 BR$1,830$1,830
4 BR$1,970$1,970
5 BR$2,266Not available
6 BR$2,605Not available
7 BR$2,996Not available
8 BR$3,446Not available

Purchase Price Calculator

Maximum purchase price
$134,235

Cost breakdown

+Likely effective rent$1,320
HUD FMRUsed$1,320
Market rentN/A
Est. payment standardN/A
-Principal and interest-$679
Loan amount$107,388
Down payment$26,847
Rate6.50%
Term30 years
-Operating costs-$441
Property taxes-$134
Insurance-$175
Utilities$0
HOA$0
Management-$132
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,369(79.6% ROI)
Projected value
$144,556
Return breakdown
Property appreciation+$10,321
Loan principal paid down+$3,847
Rental cash flow+$7,200
5-year hold
+$36,501(136.0% ROI)
Projected value
$151,875
Return breakdown
Property appreciation+$17,640
Loan principal paid down+$6,861
Rental cash flow+$12,000
10-year hold
+$77,946(290.3% ROI)
Projected value
$171,832
Return breakdown
Property appreciation+$37,597
Loan principal paid down+$16,349
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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Alna, ME fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Alna, ME is $1,320 a month. That is down 7.7% from $1,430 in FY 2026. Alna is in the Lincoln County, ME non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,307. The median county two-bedroom FMR in Maine is $1,371, so Alna is 4% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Alna, ME
BedroomsFY 2027Change90–110% range
Studio$1,160−6.5%$1,044–$1,276
1BR$1,210−6.2%$1,089–$1,331
2BR$1,320−7.7%$1,188–$1,452
3BR$1,830−6.6%$1,647–$2,013
4BR$1,970−1.0%$1,773–$2,167

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Alna, ME
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,160$1,210$1,320$1,830$1,970
FY 2026$1,240$1,290$1,430$1,960$1,990
FY 2025$1,250$1,280$1,440$1,900$1,910
FY 2024area FMR$942$978$1,183$1,575$1,654
FY 2023area FMR$913$918$1,165$1,418$1,773

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about Alna, ME rents

How much will Section 8 pay for a two-bedroom in Alna, ME?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,307, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,176 to $1,438 a month; under the ZIP-level Small Area FMR of $1,320 it would be $1,188 to $1,452. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Alna, ME in?

Alna, ME is in the Lincoln County, ME non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,307.

How much did fair market rent change in Alna, ME for FY 2027?

The two-bedroom FMR fell 7.7%, from $1,430 in FY 2026 to $1,320 in FY 2027. Since FY 2025 it has fallen 8.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set