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Ama, LA

CitySAFMR
St. Charles Parish
Found 1 ZIP

City Median Investment Score

112Above average

095130300
BRFMR
Eff. Rent
0 BR$1,120$1,200
1 BR$1,250$1,200
2 BR$1,510$1,500
3 BR$1,940$1,930
4 BR$2,280$2,060
5 BR$2,622Not available
6 BR$3,015Not available
7 BR$3,468Not available
8 BR$3,988Not available

Purchase Price Calculator

Maximum purchase price
$160,983

Cost breakdown

+Likely effective rent$1,500
HUD FMR$1,510
Market rentUsed$1,500
Est. payment standard (100%)$1,500
-Principal and interest-$814
Loan amount$128,786
Down payment$32,197
Rate6.50%
Term30 years
-Operating costs-$486
Property taxes-$161
Insurance-$175
Utilities$0
HOA$0
Management-$150
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,192(75.1% ROI)
Projected value
$173,361
Return breakdown
Property appreciation+$12,378
Loan principal paid down+$4,614
Rental cash flow+$7,200
5-year hold
+$41,383(128.5% ROI)
Projected value
$182,137
Return breakdown
Property appreciation+$21,154
Loan principal paid down+$8,228
Rental cash flow+$12,000
10-year hold
+$88,695(275.5% ROI)
Projected value
$206,072
Return breakdown
Property appreciation+$45,089
Loan principal paid down+$19,606
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.90
1 BR
1.04
2 BR
1.01
3 BR
1.01
4 BR
1.11
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Ama, LA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Ama, LA is $1,510 a month. That is up 12.7% from $1,340 in FY 2026. Ama is in the New Orleans-Metairie, LA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,480. The median county two-bedroom FMR in Louisiana is $995, so Ama is 52% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Ama, LA
BedroomsFY 2027Change90–110% range
Studio$1,120+15.5%$1,008–$1,232
1BR$1,250+11.6%$1,125–$1,375
2BR$1,510+12.7%$1,359–$1,661
3BR$1,940+13.5%$1,746–$2,134
4BR$2,280+14.0%$2,052–$2,508

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Ama, LA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,120$1,250$1,510$1,940$2,280
FY 2026$970$1,120$1,340$1,710$2,000
FY 2025$1,040$1,200$1,440$1,840$2,160
FY 2024$1,110$1,300$1,530$1,970$2,300
FY 2023$950$1,120$1,320$1,700$1,980

Questions about Ama, LA rents

How much will Section 8 pay for a two-bedroom in Ama, LA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,480, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,332 to $1,628 a month; under the ZIP-level Small Area FMR of $1,510 it would be $1,359 to $1,661. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Ama, LA in?

Ama, LA is in the New Orleans-Metairie, LA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,480.

How much did fair market rent change in Ama, LA for FY 2027?

The two-bedroom FMR rose 12.7%, from $1,340 in FY 2026 to $1,510 in FY 2027. Since FY 2023 it has risen 14.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set