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Ambrose, ND

CitySAFMR
Divide County
Found 1 ZIP

City Median Investment Score

144High yield potential

095130300
BRFMR
Eff. Rent
0 BR$1,450$1,450
1 BR$1,460$1,460
2 BR$1,860$1,860
3 BR$2,220$2,220
4 BR$3,110$3,110
5 BR$3,576Not available
6 BR$4,113Not available
7 BR$4,730Not available
8 BR$5,439Not available

Purchase Price Calculator

Maximum purchase price
$214,479

Cost breakdown

+Likely effective rent$1,860
HUD FMRUsed$1,860
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,085
Loan amount$171,583
Down payment$42,896
Rate6.50%
Term30 years
-Operating costs-$575
Property taxes-$214
Insurance-$175
Utilities$0
HOA$0
Management-$186
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,839(69.6% ROI)
Projected value
$230,970
Return breakdown
Property appreciation+$16,491
Loan principal paid down+$6,147
Rental cash flow+$7,200
5-year hold
+$51,147(119.2% ROI)
Projected value
$242,663
Return breakdown
Property appreciation+$28,184
Loan principal paid down+$10,962
Rental cash flow+$12,000
10-year hold
+$110,194(256.9% ROI)
Projected value
$274,551
Return breakdown
Property appreciation+$60,072
Loan principal paid down+$26,122
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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Ambrose, ND fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Ambrose, ND is $1,860 a month. That is up 21.6% from $1,530 in FY 2026. Ambrose is in the Divide County, ND non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,858. The median county two-bedroom FMR in North Dakota is $1,014, so Ambrose is 83% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Ambrose, ND
BedroomsFY 2027Change90–110% range
Studio$1,450+18.9%$1,305–$1,595
1BR$1,460+18.7%$1,314–$1,606
2BR$1,860+21.6%$1,674–$2,046
3BR$2,220+21.3%$1,998–$2,442
4BR$3,110+21.0%$2,799–$3,421

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Ambrose, ND
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,450$1,460$1,860$2,220$3,110
FY 2026$1,220$1,230$1,530$1,830$2,570
FY 2025$1,150$1,160$1,420$1,710$2,380
FY 2024area FMR$1,119$1,126$1,397$1,689$2,371
FY 2023area FMR$980$986$1,267$1,801$2,102

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about Ambrose, ND rents

How much will Section 8 pay for a two-bedroom in Ambrose, ND?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,858, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,672 to $2,044 a month; under the ZIP-level Small Area FMR of $1,860 it would be $1,674 to $2,046. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Ambrose, ND in?

Ambrose, ND is in the Divide County, ND non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,858.

How much did fair market rent change in Ambrose, ND for FY 2027?

The two-bedroom FMR rose 21.6%, from $1,530 in FY 2026 to $1,860 in FY 2027. Since FY 2025 it has risen 31.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set