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Amherst, NH

CitySAFMR
Hillsborough County
Found 1 ZIP

City Median Investment Score

36Below average

095130300
BRFMR
Eff. Rent
0 BR$1,350$1,490
1 BR$1,560$1,720
2 BR$1,940$2,130
3 BR$2,540$2,740
4 BR$2,750$3,020
5 BR$3,162Not available
6 BR$3,637Not available
7 BR$4,182Not available
8 BR$4,810Not available

Purchase Price Calculator

Maximum purchase price
$254,601

Cost breakdown

+Likely effective rent$2,130
HUD FMR$1,940
Market rent$2,400
Est. payment standard (110%)Used$2,130
-Principal and interest-$1,287
Loan amount$203,681
Down payment$50,920
Rate6.50%
Term30 years
-Operating costs-$643
Property taxes-$255
Insurance-$175
Utilities$0
HOA$0
Management-$213
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$34,074(66.9% ROI)
Projected value
$274,177
Return breakdown
Property appreciation+$19,576
Loan principal paid down+$7,297
Rental cash flow+$7,200
5-year hold
+$58,470(114.8% ROI)
Projected value
$288,057
Return breakdown
Property appreciation+$33,457
Loan principal paid down+$13,013
Rental cash flow+$12,000
10-year hold
+$126,318(248.1% ROI)
Projected value
$325,910
Return breakdown
Property appreciation+$71,310
Loan principal paid down+$31,008
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.79
1 BR
0.80
2 BR
0.81
3 BR
0.89
4 BR
0.87
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Amherst, NH fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Amherst, NH is $1,940 a month. That is up 1.0% from $1,920 in FY 2026. Amherst is in the Nashua, NH HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,239. The median county two-bedroom FMR in New Hampshire is $1,727, so Amherst is 12% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Amherst, NH
BedroomsFY 2027Change90–110% range
Studio$1,350+2.3%$1,215–$1,485
1BR$1,560+6.8%$1,404–$1,716
2BR$1,940+1.0%$1,746–$2,134
3BR$2,540−0.4%$2,286–$2,794
4BR$2,750+1.9%$2,475–$3,025

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Amherst, NH
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,350$1,560$1,940$2,540$2,750
FY 2026$1,320$1,460$1,920$2,550$2,700
FY 2025$1,260$1,400$1,840$2,440$2,600
FY 2024$1,250$1,410$1,850$2,390$2,590
FY 2023$1,230$1,400$1,840$2,360$2,550

Questions about Amherst, NH rents

How much will Section 8 pay for a two-bedroom in Amherst, NH?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,239, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,015 to $2,463 a month; under the ZIP-level Small Area FMR of $1,940 it would be $1,746 to $2,134. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Amherst, NH in?

Amherst, NH is in the Nashua, NH HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,239.

How much did fair market rent change in Amherst, NH for FY 2027?

The two-bedroom FMR rose 1.0%, from $1,920 in FY 2026 to $1,940 in FY 2027. Since FY 2023 it has risen 5.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set