ARNOLD, MD
CitySAFMR
Anne Arundel County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,830$1,840
1 BR$2,030$1,990
2 BR$2,490$2,470
3 BR$3,160$2,930
4 BR$3,500$3,510
5 BR$4,025
6 BR$4,629
7 BR$5,323
8 BR$6,122

Purchase Price Calculator

Maximum purchase price
$305,124

Cost breakdown

+Likely effective rent$2,470
HUD FMR$2,490
Market rentUsed$2,470
Est. payment standard (99%)$2,480
Market rent is below the inferred standard ($2,480, 99% of FMR).
-Principal and interest-$1,543
Loan amount$244,100
Down payment$61,025
Rate6.50%
Term30 years
-Operating costs-$727
Property taxes-$305
Insurance-$175
Utilities$0
HOA$0
Management-$247
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,407(64.6% ROI)
Projected value
$328,586
Current value$305,124
Return breakdown
Property appreciation+$23,461
Loan principal paid down+$8,745
Rental cash flow+$7,200
5-year hold
+$67,691(110.9% ROI)
Projected value
$345,220
Current value$305,124
Return breakdown
Property appreciation+$40,096
Loan principal paid down+$15,596
Rental cash flow+$12,000
10-year hold
+$146,622(240.3% ROI)
Projected value
$390,585
Current value$305,124
Return breakdown
Property appreciation+$85,461
Loan principal paid down+$37,161
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 21012
0.99ratio
FMR$1,830
Market$1,840
vs market-$10

FMR is near market; voucher and private rents are aligned.

90% standard$1,647 / 0.90 ratio110% standard$2,013 / 1.09 ratio
0.99
1 BR
1 BR- 21012
1.02ratio
FMR$2,030
Market$1,990
vs market+$40

FMR is near market; voucher and private rents are aligned.

90% standard$1,827 / 0.92 ratio110% standard$2,233 / 1.12 ratio
1.02
2 BR
2 BR- 21012
1.01ratio
FMR$2,490
Market$2,470
vs market+$20

FMR is near market; voucher and private rents are aligned.

90% standard$2,241 / 0.91 ratio110% standard$2,739 / 1.11 ratio
1.01
3 BR
3 BR- 21012
1.08ratio
FMR$3,160
Market$2,930
vs market+$230

FMR is near market; voucher and private rents are aligned.

90% standard$2,844 / 0.97 ratio110% standard$3,476 / 1.19 ratio
1.08
4 BR
4 BR- 21012
0.99ratio
FMR$3,500
Market$3,520
vs market-$20

FMR is near market; voucher and private rents are aligned.

90% standard$3,150 / 0.89 ratio110% standard$3,850 / 1.09 ratio
0.99
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for ARNOLD, MD (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

ARNOLD, MD fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for ARNOLD, MD shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,490 and the 4 bedroom fair market rent is $3,500.

Use this page for searches like ARNOLD, MD FMR, ARNOLD, MD fair market rent, and ARNOLD, MD Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for ARNOLD, MD
Bedroom sizeHUD FMR
Studio$1,830
1 bedroom$2,030
2 bedroom$2,490
3 bedroom$3,160
4 bedroom$3,500