FL/Duval County/ATLANTIC BEACH
ATLANTIC BEACH, FL
CitySAFMR
Duval County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,420$1,340
1 BR$1,450$1,600
2 BR$1,740$1,910
3 BR$2,140$2,350
4 BR$2,690$2,960
5 BR$3,093
6 BR$3,558
7 BR$4,091
8 BR$4,705

Purchase Price Calculator

Maximum purchase price
$221,909

Cost breakdown

+Likely effective rent$1,910
HUD FMR$1,740
Market rent$2,840
Est. payment standard (110%)Used$1,910
Estimated payment standard is $1,910 (110% of FMR).
-Principal and interest-$1,122
Loan amount$177,527
Down payment$44,382
Rate6.50%
Term30 years
-Operating costs-$588
Property taxes-$222
Insurance-$175
Utilities$0
HOA$0
Management-$191
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,623(69.0% ROI)
Projected value
$238,971
Current value$221,909
Return breakdown
Property appreciation+$17,063
Loan principal paid down+$6,360
Rental cash flow+$7,200
5-year hold
+$52,503(118.3% ROI)
Projected value
$251,069
Current value$221,909
Return breakdown
Property appreciation+$29,161
Loan principal paid down+$11,342
Rental cash flow+$12,000
10-year hold
+$113,180(255.0% ROI)
Projected value
$284,062
Current value$221,909
Return breakdown
Property appreciation+$62,153
Loan principal paid down+$27,026
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 32233
1.06ratio
FMR$1,420
Market$1,340
vs market+$80

FMR is near market; voucher and private rents are aligned.

90% standard$1,278 / 0.95 ratio110% standard$1,562 / 1.17 ratio
1.06
1 BR
1 BR- 32233
0.74ratio
FMR$1,450
Market$1,960
vs market-$510

FMR is below market; voucher rent may lag private rents.

90% standard$1,305 / 0.67 ratio110% standard$1,595 / 0.81 ratio
0.74
2 BR
2 BR- 32233
0.61ratio
FMR$1,740
Market$2,840
vs market-$1,100

FMR is below market; voucher rent may lag private rents.

90% standard$1,566 / 0.55 ratio110% standard$1,914 / 0.67 ratio
0.61
3 BR
3 BR- 32233
0.62ratio
FMR$2,140
Market$3,450
vs market-$1,310

FMR is below market; voucher rent may lag private rents.

90% standard$1,926 / 0.56 ratio110% standard$2,354 / 0.68 ratio
0.62
4 BR
4 BR- 32233
0.49ratio
FMR$2,690
Market$5,480
vs market-$2,790

FMR is below market; voucher rent may lag private rents.

0.49
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for ATLANTIC BEACH, FL (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

ATLANTIC BEACH, FL fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for ATLANTIC BEACH, FL shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,740 and the 4 bedroom fair market rent is $2,690.

Use this page for searches like ATLANTIC BEACH, FL FMR, ATLANTIC BEACH, FL fair market rent, and ATLANTIC BEACH, FL Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for ATLANTIC BEACH, FL
Bedroom sizeHUD FMR
Studio$1,420
1 bedroom$1,450
2 bedroom$1,740
3 bedroom$2,140
4 bedroom$2,690