BENEDICT, MD
CitySAFMR
Charles County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,290$2,290
1 BR$2,390$2,310
2 BR$2,680$2,250
3 BR$3,400$2,510
4 BR$4,020$2,790
5 BR$4,623
6 BR$5,316
7 BR$6,114
8 BR$7,031

Purchase Price Calculator

Maximum purchase price
$272,433

Cost breakdown

+Likely effective rent$2,250
HUD FMR$2,680
Market rentUsed$2,250
Est. payment standard (90%)$2,410
Market rent is below the inferred standard ($2,410, 90% of FMR).
-Principal and interest-$1,378
Loan amount$217,946
Down payment$54,487
Rate6.50%
Term30 years
-Operating costs-$672
Property taxes-$272
Insurance-$175
Utilities$0
HOA$0
Management-$225
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,956(66.0% ROI)
Projected value
$293,380
Current value$272,433
Return breakdown
Property appreciation+$20,948
Loan principal paid down+$7,808
Rental cash flow+$7,200
5-year hold
+$61,725(113.3% ROI)
Projected value
$308,232
Current value$272,433
Return breakdown
Property appreciation+$35,800
Loan principal paid down+$13,925
Rental cash flow+$12,000
10-year hold
+$133,484(245.0% ROI)
Projected value
$348,737
Current value$272,433
Return breakdown
Property appreciation+$76,304
Loan principal paid down+$33,180
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 20612
1.00ratio
FMR$2,290
Market$2,290
vs market+$0

FMR is near market; voucher and private rents are aligned.

90% standard$2,061 / 0.90 ratio110% standard$2,519 / 1.10 ratio
1.00
1 BR
1 BR- 20612
1.03ratio
FMR$2,390
Market$2,310
vs market+$80

FMR is near market; voucher and private rents are aligned.

90% standard$2,151 / 0.93 ratio110% standard$2,629 / 1.14 ratio
1.03
2 BR
2 BR- 20612
1.19ratio
FMR$2,680
Market$2,250
vs market+$430

FMR is above market; underwrite to market rent.

90% standard$2,412 / 1.07 ratio110% standard$2,948 / 1.31 ratio
1.19
3 BR
3 BR- 20612
1.35ratio
FMR$3,400
Market$2,510
vs market+$890

FMR is above market; underwrite to market rent.

90% standard$3,060 / 1.22 ratio110% standard$3,740 / 1.49 ratio
1.35
4 BR
4 BR- 20612
1.44ratio
FMR$4,020
Market$2,790
vs market+$1,230

FMR is above market; underwrite to market rent.

90% standard$3,618 / 1.30 ratio110% standard$4,422 / 1.58 ratio
1.44
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for BENEDICT, MD (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

BENEDICT, MD fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for BENEDICT, MD shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,680 and the 4 bedroom fair market rent is $4,020.

Use this page for searches like BENEDICT, MD FMR, BENEDICT, MD fair market rent, and BENEDICT, MD Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for BENEDICT, MD
Bedroom sizeHUD FMR
Studio$2,290
1 bedroom$2,390
2 bedroom$2,680
3 bedroom$3,400
4 bedroom$4,020