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MA/Hampden County/Blandford

Blandford, MA

CitySAFMR
Hampden County
Found 1 ZIP

City Median Investment Score

78Below average

095130300
BRFMR
Eff. Rent
0 BR$1,130$1,130
1 BR$1,250$1,250
2 BR$1,570$1,570
3 BR$1,990$1,990
4 BR$2,590$2,590
5 BR$2,978Not available
6 BR$3,425Not available
7 BR$3,939Not available
8 BR$4,530Not available

Purchase Price Calculator

Maximum purchase price
$171,385

Cost breakdown

+Likely effective rent$1,570
HUD FMRUsed$1,570
Market rentN/A
Est. payment standardN/A
-Principal and interest-$867
Loan amount$137,108
Down payment$34,277
Rate6.50%
Term30 years
-Operating costs-$503
Property taxes-$171
Insurance-$175
Utilities$0
HOA$0
Management-$157
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,290(73.8% ROI)
Projected value
$184,563
Return breakdown
Property appreciation+$13,178
Loan principal paid down+$4,912
Rental cash flow+$7,200
5-year hold
+$43,281(126.3% ROI)
Projected value
$193,906
Return breakdown
Property appreciation+$22,521
Loan principal paid down+$8,760
Rental cash flow+$12,000
10-year hold
+$92,875(271.0% ROI)
Projected value
$219,387
Return breakdown
Property appreciation+$48,002
Loan principal paid down+$20,873
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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Blandford, MA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Blandford, MA is $1,570 a month. That is up 4.0% from $1,510 in FY 2026. Blandford is in the Springfield, MA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,800. The median county two-bedroom FMR in Massachusetts is $2,222, so Blandford is 29% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Blandford, MA
BedroomsFY 2027Change90–110% range
Studio$1,130+8.7%$1,017–$1,243
1BR$1,250+8.7%$1,125–$1,375
2BR$1,570+4.0%$1,413–$1,727
3BR$1,990+8.7%$1,791–$2,189
4BR$2,590+2.4%$2,331–$2,849

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Blandford, MA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,130$1,250$1,570$1,990$2,590
FY 2026$1,040$1,150$1,510$1,830$2,530
FY 2025$940$1,110$1,380$1,670$2,160
FY 2024$1,040$1,230$1,530$1,850$2,180
FY 2023$990$1,180$1,480$1,830$2,190

Questions about Blandford, MA rents

How much will Section 8 pay for a two-bedroom in Blandford, MA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,800, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,620 to $1,980 a month; under the ZIP-level Small Area FMR of $1,570 it would be $1,413 to $1,727. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Blandford, MA in?

Blandford, MA is in the Springfield, MA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,800.

How much did fair market rent change in Blandford, MA for FY 2027?

The two-bedroom FMR rose 4.0%, from $1,510 in FY 2026 to $1,570 in FY 2027. Since FY 2023 it has risen 6.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set