TN/Sullivan County/BLUFF CITY
BLUFF CITY, TN
CitySAFMR
Sullivan County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$760$840
1 BR$860$950
2 BR$1,100$1,210
3 BR$1,410$1,550
4 BR$1,540$1,690
5 BR$1,771
6 BR$2,037
7 BR$2,342
8 BR$2,693

Purchase Price Calculator

Maximum purchase price
$117,889

Cost breakdown

+Likely effective rent$1,210
HUD FMR$1,100
Market rent$1,470
Est. payment standard (110%)Used$1,210
Estimated payment standard is $1,210 (110% of FMR).
-Principal and interest-$596
Loan amount$94,311
Down payment$23,578
Rate6.50%
Term30 years
-Operating costs-$414
Property taxes-$118
Insurance-$175
Utilities$0
HOA$0
Management-$121
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,644(83.3% ROI)
Projected value
$126,954
Current value$117,889
Return breakdown
Property appreciation+$9,065
Loan principal paid down+$3,379
Rental cash flow+$7,200
5-year hold
+$33,517(142.2% ROI)
Projected value
$133,381
Current value$117,889
Return breakdown
Property appreciation+$15,492
Loan principal paid down+$6,026
Rental cash flow+$12,000
10-year hold
+$71,377(302.7% ROI)
Projected value
$150,908
Current value$117,889
Return breakdown
Property appreciation+$33,019
Loan principal paid down+$14,358
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 37618
0.49ratio
FMR$760
Market$1,560
vs market-$800

FMR is below market; voucher rent may lag private rents.

0.49
1 BR
1 BR- 37618
0.67ratio
FMR$860
Market$1,290
vs market-$430

FMR is below market; voucher rent may lag private rents.

90% standard$774 / 0.60 ratio110% standard$946 / 0.73 ratio
0.67
2 BR
2 BR- 37618
0.75ratio
FMR$1,100
Market$1,470
vs market-$370

FMR is below market; voucher rent may lag private rents.

90% standard$990 / 0.67 ratio110% standard$1,210 / 0.82 ratio
0.75
3 BR
3 BR- 37618
0.68ratio
FMR$1,410
Market$2,080
vs market-$670

FMR is below market; voucher rent may lag private rents.

90% standard$1,269 / 0.61 ratio110% standard$1,551 / 0.75 ratio
0.68
4 BR
4 BR- 37618
0.70ratio
FMR$1,540
Market$2,210
vs market-$670

FMR is below market; voucher rent may lag private rents.

90% standard$1,386 / 0.63 ratio110% standard$1,694 / 0.77 ratio
0.70
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for BLUFF CITY, TN (TN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

BLUFF CITY, TN fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for BLUFF CITY, TN shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,100 and the 4 bedroom fair market rent is $1,540.

Use this page for searches like BLUFF CITY, TN FMR, BLUFF CITY, TN fair market rent, and BLUFF CITY, TN Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for BLUFF CITY, TN
Bedroom sizeHUD FMR
Studio$760
1 bedroom$860
2 bedroom$1,100
3 bedroom$1,410
4 bedroom$1,540