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Bow, NH

CitySAFMR
Merrimack County
Found 1 ZIP

City Median Investment Score

41Below average

095130300
BRFMR
Eff. Rent
0 BR$1,470$1,480
1 BR$1,630$1,710
2 BR$2,140$2,200
3 BR$2,820$2,680
4 BR$2,830$2,760
5 BR$3,254Not available
6 BR$3,743Not available
7 BR$4,304Not available
8 BR$4,950Not available

Purchase Price Calculator

Maximum purchase price
$265,003

Cost breakdown

+Likely effective rent$2,200
HUD FMR$2,140
Market rent$2,230
Est. payment standard (103%)Used$2,200
-Principal and interest-$1,340
Loan amount$212,002
Down payment$53,001
Rate6.50%
Term30 years
-Operating costs-$660
Property taxes-$265
Insurance-$175
Utilities$0
HOA$0
Management-$220
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,172(66.4% ROI)
Projected value
$285,379
Return breakdown
Property appreciation+$20,376
Loan principal paid down+$7,596
Rental cash flow+$7,200
5-year hold
+$60,368(113.9% ROI)
Projected value
$299,826
Return breakdown
Property appreciation+$34,824
Loan principal paid down+$13,545
Rental cash flow+$12,000
10-year hold
+$130,498(246.2% ROI)
Projected value
$339,226
Return breakdown
Property appreciation+$74,223
Loan principal paid down+$32,275
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.99
1 BR
0.93
2 BR
0.96
3 BR
1.05
4 BR
1.03
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Bow, NH fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Bow, NH is $2,140 a month. That is down 9.7% from $2,370 in FY 2026. Bow is in the Merrimack County, NH non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,800. The median county two-bedroom FMR in New Hampshire is $1,727, so Bow is 24% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Bow, NH
BedroomsFY 2027Change90–110% range
Studio$1,470−9.8%$1,323–$1,617
1BR$1,630−9.9%$1,467–$1,793
2BR$2,140−9.7%$1,926–$2,354
3BR$2,820−9.9%$2,538–$3,102
4BR$2,830−9.9%$2,547–$3,113

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Bow, NH
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,470$1,630$2,140$2,820$2,830
FY 2026$1,630$1,810$2,370$3,130$3,140
FY 2025$1,330$1,460$1,920$2,540$2,550
FY 2024area FMR$972$1,086$1,427$1,877$1,900
FY 2023area FMR$963$1,072$1,411$1,839$1,895

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about Bow, NH rents

How much will Section 8 pay for a two-bedroom in Bow, NH?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,800, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,620 to $1,980 a month; under the ZIP-level Small Area FMR of $2,140 it would be $1,926 to $2,354. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Bow, NH in?

Bow, NH is in the Merrimack County, NH non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,800.

How much did fair market rent change in Bow, NH for FY 2027?

The two-bedroom FMR fell 9.7%, from $2,370 in FY 2026 to $2,140 in FY 2027. Since FY 2025 it has risen 11.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set