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Boyds, MD

CitySAFMR
Montgomery County
Found 1 ZIP

City Median Investment Score

102Above average

095130300
BRFMR
Eff. Rent
0 BR$2,860$1,640
1 BR$2,980$1,660
2 BR$3,300$1,960
3 BR$4,210$2,850
4 BR$4,950$3,510
5 BR$5,693Not available
6 BR$6,546Not available
7 BR$7,528Not available
8 BR$8,658Not available

Purchase Price Calculator

Maximum purchase price
$229,339

Cost breakdown

+Likely effective rent$1,960
HUD FMR$3,300
Market rentUsed$1,960
Est. payment standard (90%)$2,970
-Principal and interest-$1,160
Loan amount$183,471
Down payment$45,868
Rate6.50%
Term30 years
-Operating costs-$600
Property taxes-$229
Insurance-$175
Utilities$0
HOA$0
Management-$196
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,407(68.5% ROI)
Projected value
$246,973
Return breakdown
Property appreciation+$17,634
Loan principal paid down+$6,573
Rental cash flow+$7,200
5-year hold
+$53,859(117.4% ROI)
Projected value
$259,476
Return breakdown
Property appreciation+$30,137
Loan principal paid down+$11,722
Rental cash flow+$12,000
10-year hold
+$116,166(253.3% ROI)
Projected value
$293,573
Return breakdown
Property appreciation+$64,234
Loan principal paid down+$27,931
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.74
1 BR
1.80
2 BR
1.68
3 BR
1.48
4 BR
1.41
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Boyds, MD fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Boyds, MD is $3,300 a month. That is up 6.5% from $3,100 in FY 2026. Boyds is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Maryland is $1,875, so Boyds is 76% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Boyds, MD
BedroomsFY 2027Change90–110% range
Studio$2,860+5.9%$2,574–$3,146
1BR$2,980+7.2%$2,682–$3,278
2BR$3,300+6.5%$2,970–$3,630
3BR$4,210+7.7%$3,789–$4,631
4BR$4,950+7.6%$4,455–$5,445

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Boyds, MD
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,860$2,980$3,300$4,210$4,950
FY 2026$2,700$2,780$3,100$3,910$4,600
FY 2025$2,830$2,890$3,250$4,060$4,790
FY 2024$2,630$2,670$3,030$3,770$4,470
FY 2023$2,380$2,420$2,750$3,440$4,100

Questions about Boyds, MD rents

How much will Section 8 pay for a two-bedroom in Boyds, MD?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $3,300, that basic range is $2,970 to $3,630 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Boyds, MD in?

Boyds, MD is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Boyds, MD for FY 2027?

The two-bedroom FMR rose 6.5%, from $3,100 in FY 2026 to $3,300 in FY 2027. Since FY 2023 it has risen 20.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set